Santa Rosa County property record for 5148 Rowe Trl, Pace, FL 32571 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,096 sqft · built 1987 |
| Lot Size | 0.458 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Dec 2018) |
| Tax Bill | $2,221 (2024) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-29-5804-00A00-0130 |
| Primary APN | 06-1N-29-5804-00A00-0130 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,096 sqft Heated Area |
| Gross Area | 3,190 sqft |
| 1st Floor Area | 2,624 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 19,994 sqft (0.458 acres) |
| Lot Dimensions | 2,000 ft deep x 1,000 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 410 sqft |
| Patio Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 061N29580400A000130 |
|---|---|
| Street Address | 5148 ROWE TRL |
| City | PACE |
| State | FL |
| Zip | 32571-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODBINE SPRINGS PLANTATION LT 13 BLK A AS DES IN OR 3792 PG 1301 LESS 2/3 INT MIN RGHT |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 06 |
| Legal Subdivision | WOODBINE SPRINGS PLT |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10707 |
Source: Santa Rosa County records · APN 06-1N-29-5804-00A00-0130
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5148 ROWE TRL, PACE, FL 32571-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Dec 26, 2018 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 26, 2018 · Amount on Record |
| Deed Sale | Dec 26, 2018 · Amount on Record |
| Prior Sale | Dec 30, 2004 · Amount on Record |
| Deed Document Number | 201854300 |
| Deed Book / Page | 3792 / 1301 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5148 ROWE TRL, PACE, FL 32571-9538 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5148 ROWE TRL, PACE, FL 32571-9538 |
| Document Number | 0043301900 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 4330/1900 |
| Instrument | 202256006 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5148 ROWE TRL, PACE, FL 32571-9538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5148 ROWE TRL, PACE, FL 32571-9538 |
| Document Number | 0040720946 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 4072/946 |
| Instrument | 202110056 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 26, 2018 |
| Property Address | 5148 ROWE TRL, PACE, FL 32571-9538 |
| Document Number | 0037921301 |
| Book / Page | 003792 / 001301 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 54300 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5148 ROWE TRL PACE FL 325719538, PACE, FL 32571-9538 |
| Document Number | 37921303 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 003792/001303 |
| Instrument | 54301 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,221.00 (+6.68%) Homeowner's exemption | $204,581 (+3%) | $284,764 (+4.73%) Land $49,000 Building $235,764 |
| 2023 | $2,082.00 (+2.76%) Homeowner's exemption | $198,622 (+3%) | $271,891 (+5.26%) Land $49,000 Building $222,891 |
| 2022 | $2,026.00 Homeowner's exemption | $192,837 | $258,297 Land $45,000 Building $213,297 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 9 (1998–2020) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Sep 2020, river or lake flooding, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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