5148 Ralph Ave, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5148 Ralph Ave, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,218 sqft · built 1934
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Feb 2021)
Tax Bill	$3,243 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0203-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0203-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,218 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	1,232 sqft
2nd Floor Area	986 sqft
Upper Floors Area	986 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5148 RALPH AVE
City	CINCINNATI
State	OH
Zip	45238-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	RALPH AVE 50 X 120 IRR LOT 10 RALPH AVE EXTN SUB
Legal Subdivision	RALPH AVE EXTN SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3001
Census Tract	21202

Owner

Source: Hamilton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Affidavit, Transfer
Mar 3, 2021	Intrafamily Transfer, Transfer
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
May 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUPARTNER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	202118485
Deed Book / Page	14353 / 2734
Prior Transfer Date	Jun 27, 2011
Prior Transfer Doc	0000000113
Record Updated	Sep 20, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2026
Property Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000027892
Book / Page	15644 / 367
Instrument Date	Apr 7, 2026
Instrument	202627892
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 3, 2021
Property Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000026894
Book / Page	14366 / 1345
Map Reference	MB 34 PG 30
Instrument Date	Feb 25, 2021
Instrument	2021-0026894
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2021
Property Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000018485
Book / Page	14353 / 2734
Map Reference	MB 34 PG 30
Instrument Date	Jan 29, 2021
Instrument	2021-0018485
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TTL & CLOSING SERIVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$608.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851

Mortgage

Document Number	0000018486
Date	Feb 11, 2021
Instrument	2021-0018486

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5148 RALPH AVE, CINCINNATI, OH 45238-3851
Document Number	0000036656
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5148 RALPH AVE CINCINNATI OH 452383851, CINCINNATI, OH 45238-3851

Mortgage

Document Number	0000036656
Date	May 13, 2019
Book Page	013916/001433
Instrument	36656

Lender

Name	TRUPARTNER CU
Address	CINCINNATI, OH 45214

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 12, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,243.00 (+2.92%)	$53,200 (-) Land $11,263 Building $41,937	$152,000 (-) Land $32,180 Building $119,820
2024	$3,151.00 (-1.93%)	$53,200 (-) Land $11,263 Building $41,937
2023	$3,213.00 (+5.55%)	$53,200 (+26.33%) Land $11,263 Building $41,937	$152,000 (+26.33%) Land $32,180 Building $119,820
2022	$3,044.00 Homeowner's exemption	$42,112 Land $8,995 Building $33,117
2020			$120,320 Land $25,700 Building $94,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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