5148 Oriole Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 5148 Oriole Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,597 sqft · built 1996
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Tax Bill$6,980 (2024)
Deeds & MortgagesJun 2018 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-21-020-024.000-018

Property Details

APN / Parcel Number

Primary APN29-10-21-020-024.000-018
Alternative APN
  • 1610210020024000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area4,597 sqft Living Area
1st Floor Area1,724 sqft
2nd Floor Area1,527 sqft
AtticAttic
Attic Area572 sqft
Basement Area1,346 sqft
Finished Basement1,346 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions150 ft deep x 119 ft wide
Garage TypeAttached
Garage Area656 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610210020024000
Street Address5148 ORIOLE DR
CityCARMEL
StateIN
Zip46033-8349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .43, SECTION 21, TOWNSHIP 18, RANGE 4, AVIAN GLEN, SECTION 7, LOT 180
Legal Range04
Legal Township18
Legal Section21
Legal SubdivisionAVIAN GLEN SEC 07
Legal Block7
Legal Lot Number180
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2013
Census Tract110907

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5148 ORIOLE DR, CARMEL, IN 46033-8349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2018Deed of Trust, Mortgage · ARM
UNITED WHOLESALE MORTGAGE
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2000
Deed SaleDec 1, 2000
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address5148 ORIOLE DR, CARMEL, IN 46033-8349
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024246
DateJun 5, 2018
Instrument2018024246
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJun 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJun 1, 2028
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address5148 ORIOLE DR, CARMEL, IN 46033-8349
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002086
DateJan 11, 2021
Instrument2021002086
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
AddressASHEBORO, NC 27203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$666,000 (+8.91%) Land $154,400 Building $511,600$666,000 (+8.91%) Land $154,400 Building $511,600
2024$6,980.00 (+2%)$611,500 (-0.37%) Land $154,400 Building $457,100$611,500 (-0.37%) Land $154,400 Building $457,100
2023$6,843.00 (+13.97%) Homeowner's exemption$613,800 (+17.05%) Land $118,900 Building $494,900$613,800 (+17.05%) Land $118,900 Building $494,900
2022$6,004.00 Homeowner's exemption$524,400 Land $118,900 Building $405,500$524,400 Land $118,900 Building $405,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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