5148 Elbert Way, Sacramento, CA 95842 Property Records

Sacramento County property record for 5148 Elbert Way, Sacramento, CA 95842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,775 sqft · built 1962
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$313,500 (Sep 2004)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`220-0224-012-0000`

Property Details

APN / Parcel Number

Primary APN	`220-0224-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,775 sqft Living Area
1st Floor Area	1,495 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5148 ELBERT WAY
City	SACRAMENTO
State	CA
Zip	95842-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FOOTHILL FARMS 05, LOT 185
Legal Subdivision	FOOTHILL FARMS 05
Legal Lot Number	185
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1019
Census Tract	7415

Owner

5148 Elbert Way is owned and occupied by two individuals who acquired it in July 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5148 ELBERT WAY, SACRAMENTO, CA 95842-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2004 · Amount on File
Deed Sale	Sep 27, 2004 · Amount on File
Deed Book / Page	20040927 / 3268
Last Transfer Date	Jul 25, 2016
Transfer Doc	0000001688
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5148 ELBERT WAY, SACRAMENTO, CA 95842-2831
Transaction Type	Mortgage
Record Updated	Nov 12, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5148 ELBERT WAY, SACRAMENTO, CA 95842-2831

Mortgage

Document Number	2021110100494
Date	Nov 1, 2021
Instrument	2021110100494

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5148 ELBERT WAY, SACRAMENTO, CA 95842-2831
Document Number	1910030601
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5148 ELBERT WAY SACRAMENTO CA 958422831, SACRAMENTO, CA 95842-2831

Mortgage

Document Number	1910030601
Date	Oct 3, 2019
Instrument	1910030601

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5148 Elbert Way was $5,162, up 5.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,710 (+2%) Land $106,623 Building $339,087
2025	$5,162.00 (+5.09%)	$436,972 Land $104,533 Building $332,439
2024	$4,912.00 (-0.71%)
2023	$4,947.00 (+6.27%)	$420,006 Land $100,475 Building $319,531
2022	$4,655.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5148 Elbert Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5148 Elbert Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - LINCOLN OAKS private · serves 48,105 people · EPA ID CA3410013
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, T-Mobile, Verizon.

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