5147 Winters Ln, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 5147 Winters Ln, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,247 sqft · built 1999
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Feb 2019)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-19-954.02`

Property Details

APN / Parcel Number

Primary APN	`999-99-19-954.02`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,247 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Terrain	Rolling
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999919954.02
Street Address	5147 WINTERS LN
City	COLD SPRING
State	KY
Zip	41076-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.600 ACRES
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52900

Owner

5147 Winters Ln is owned and occupied by an individual who acquired it in June 2023.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5147 WINTERS LN, COLD SPRING, KY 41076-5719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Intrafamily Transfer, Transfer
Dec 4, 2018	Deed of Trust, Mortgage · Line of Credit MIAMI SAVINGS BANK
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Feb 4, 2019 · Amount on File
Deed Document Number	0005086846
Deed Book / Page	D800 / 690
Last Transfer Date	Jun 14, 2023
Transfer Doc	0005178594
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMPBELL KY
Recording Date	Jun 14, 2023
Property Address	5147 WINTERS LN, COLD SPRING, KY 41076-5719
Document Number	0005178594
Book / Page	D851 / 835
Instrument Date	Jun 14, 2023
Instrument	5178594
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5147 WINTERS LN, COLD SPRING, KY 41076-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5147 WINTERS LN, COLD SPRING, KY 41076-5719

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	5147 WINTERS LN, COLD SPRING, KY 41076-5719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE OF CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005084318
Date	Dec 4, 2018
Book Page	M2165/803
Instrument	5084318

Lender

Name	MIAMI SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Feb 4, 2019
Property Address	5147 WINTERS LN, COLD SPRING, KY 41076-5719
Document Number	0005086846
Book / Page	D800 / 690
Instrument Date	Jan 31, 2019
Instrument	5086846
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10462 JESICA LN UNIT 2, 10462, HARRISON, OH 45030-7413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5147 WINTERS LN, COLD SPRING, KY 41076-5719

Mortgage

Document Number	0005086847
Date	Feb 4, 2019
Instrument	5086847

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5147 Winters Ln was $2,380 with a homeowner's exemption.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00 Homeowner's exemption	$245,500 Land $50,000 Building $195,500	$245,500 Land $50,000 Building $195,500
2023	$2,389.00 (+2.49%) Homeowner's exemption	$245,500 (+8.15%) Land $50,000 Building $195,500	$245,500 (+8.15%) Land $50,000 Building $195,500
2022	$2,331.00 Homeowner's exemption	$227,000 Land $20,000 Building $207,000	$227,000 Land $20,000 Building $207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5147 Winters Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5147 Winters Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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