Elkhart County property record for 51465 E County Line Rd, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,890 sqft · built 2000 |
| Lot Size | 9.29 acres (404,672 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04-13-200-019.000-032 |
| Primary APN | 20-04-13-200-019.000-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 4,361 sqft |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,890 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 404,672 sqft (9.29 acres) |
| Garage Type | Attached |
| Garage Area | 581 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 120 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 51465 E COUNTY LINE RD |
|---|---|
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | IN E1/2 NE1/4 160FT ON EAST COUNTY LINE RD EX .46A SEC 13 9.29A |
| Legal Subdivision | D K O SUBDIVISION |
| Legal Block | 200 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 801 |
51465 E County Line Rd is owned and occupied by two individuals who acquired it in June 2026.
Source: Elkhart County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51465 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Oct 7, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Jun 4, 2026 | Warranty Deed, Transfer MERIDIAN TITLE |
| Jan 4, 2021 | Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 |
| Deed Sale | Jun 4, 2026 |
| Prior Sale | Nov 2, 2020 · Amount on File |
| Deed Document Number | 20269779 |
| Prior Transfer Date | Feb 23, 2005 |
| Prior Transfer Doc | 0200505861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 51465 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004730 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023-14730 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LAGRANGE, IN 46761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Aug 26, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 51465 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007021 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 2021-27021 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LAGRANGE, IN 46761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Jun 4, 2026 |
| Property Address | 51465 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9628 |
| Document Number | 0000009779 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20269779 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51465 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9628 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 51465 E COUNTY LINE RD, MIDDLEBURY, IN 46540-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000148 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-00148 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | LAGRANGE, IN 46761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 26, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 51465 E County Line Rd was $4,511 with a homeowner's exemption, down 7% from the year before.
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | York Township |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,511.00 (-6.95%) Homeowner's exemption | $497,000 (+10.84%) Land $108,500 Building $388,500 | $497,000 (+10.84%) Land $108,500 Building $388,500 |
| 2024 | $4,848.00 | $448,400 (+15.09%) Land $108,500 Building $339,900 | $448,400 (+15.09%) Land $108,500 Building $339,900 |
| 2023 | $389,600 (+7.48%) Land $108,500 Building $281,100 | $389,600 (+7.48%) Land $108,500 Building $281,100 | |
| 2022 | $4,138.00 | $362,500 Land $108,500 Building $254,000 | $362,500 Land $108,500 Building $254,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51465 E County Line Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (1993–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51465 E County Line Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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