Harris County property record for 5146 Whispering River Dr, Katy, TX 77493
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,214 sqft · built 2024 |
| Lot Size | 0.426 acres (18,546 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $347,096 (Oct 2024) |
| Tax Bill | $13,084 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-457-001-0005 |
| Primary APN | 146-457-001-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 2,214 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 18,546 sqft (0.426 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1464570010005 |
|---|---|
| Street Address | 5146 WHISPERING RIVER DR |
| City | KATY |
| State | TX |
| Zip | 77493-5588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5 BLK 1 SUNTERRA SEC 39 |
| Legal Subdivision | SUNTERRA SEC 39 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 542902 |
5146 Whispering River Dr is owned and occupied by two individuals who bought it in October 2024.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5146 WHISPERING RIVER DR, KATY, TX 77493-5588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on File |
| Deed Sale | Oct 4, 2024 · Amount on File |
| Prior Sale | Apr 3, 2024 |
| Deed Document Number | 2024369792 |
| Prior Transfer Date | Sep 27, 2024 |
| Prior Transfer Doc | 0000369791 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Oct 4, 2024 |
| Property Address | 5146 WHISPERING RIVER DR, KATY, TX 77493-5588 |
| Document Number | 0000369792 |
| Map Reference | MF 701154 |
| Instrument Date | Sep 27, 2024 |
| Instrument | 2024-369792 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | LENNAR TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5146 WHISPERING RIVER DR, KATY, TX 77493-5588 |
| Document Number | 0000369793 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 2024-369793 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2054 |
The 2025 property tax bill for 5146 Whispering River Dr was $13,084 with a homeowner's exemption, up 725.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,436 (-10.14%) Land $76,146 Building $294,290 | $370,436 (-10.14%) Land $76,146 Building $294,290 | |
| 2025 | $13,084.00 (+725.49%) Homeowner's exemption | $412,220 Land $124,730 Building $287,490 | $412,220 Land $124,730 Building $287,490 |
| 2024 | $1,585.00 | ||
| 2023 | $124,730 Land $124,730 | $124,730 Land $124,730 | |
| 2022 | $2,171.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5146 Whispering River Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,172 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,172 in force |
| Nearby Flood Claims | 14 (2016–2024) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5146 Whispering River Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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