5146 Turtle Bay Dr, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 5146 Turtle Bay Dr, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,974 sqft · built 2019
Lot Size	0.154 acres (6,710 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Apr 2022)
Tax Bill	$7,353 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-26-20-0100-03100-0380`

Property Details

APN / Parcel Number

Primary APN	`12-26-20-0100-03100-0380`
Alternative APN	`0514801`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,974 sqft Living Area
Gross Area	2,536 sqft
1st Floor Area	1,974 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,710 sqft (0.154 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	576 sqft
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0514801
Street Address	5146 TURTLE BAY DR
City	WESLEY CHAPEL
State	FL
Zip	33545-3267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	AVALON PARK WEST PARCEL E PHASE 1 PB 75 PG 081 BLOCK 31 LOT 38
Legal Range	20E
Legal Township	26S
Legal Section	12
Legal Subdivision	AVALON PARK WEST
Legal Phase	1
Legal Tract	100
Legal Block	31
Legal Lot Number	38
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	2
Census Block	2000
Census Tract	32105

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5146 TURTLE BAY DR, WESLEY CHAPEL, FL 33545-3267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	2022075155
Deed Book / Page	10584 / 2243
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 1, 2022
Property Address	5146 TURTLE BAY DR, WESLEY CHAPEL, FL 33545-3267
Document Number	0105842243
Book / Page	10584 / 2243
Map Reference	MB 75 PG 81-92
Instrument Date	Mar 29, 2022
Instrument	2022075155
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 E AGUA FRIA LN, AVONDALE, AZ 85323-2435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5146 TURTLE BAY DR, WESLEY CHAPEL, FL 33545-3267

Mortgage

Document Number	0105842245
Date	Apr 1, 2022
Instrument	10584/2245

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 21, 2021
Property Address	5146 TURTLE BAY DR, WESLEY CHAPEL, FL 33545-3267
Document Number	0103970328
Book / Page	10397 / 328
Map Reference	MB 75 PG 81-92
Instrument Date	Jul 16, 2021
Instrument	2021152278
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 RIDGECROFT LN, SAFETY HARBOR, FL 34695-2661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5146 TURTLE BAY DR, WESLEY CHAPEL, FL 33545-3267

Mortgage

Document Number	0010397330
Date	Jul 21, 2021
Instrument	10397/330

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Dec 31, 2019
Property Address	5146 TURTLE BAY DR, WESLEY CHAPEL, FL 33545-3267
Document Number	0100311776
Book / Page	10031 / 1776
Map Reference	MB 75 PG 81-92
Instrument Date	Dec 13, 2019
Instrument	2019221953
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9244 CAMDEN FIELD PKWY, 9244, RIVERVIEW, FL 33578-0522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5146 TURTLE BAY DR, WESLEY CHAPEL, FL 33545-3267

Mortgage

Document Number	100311778
Date	Dec 31, 2019
Instrument	10031/1778

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,353.00 (-4.08%) Homeowner's exemption	$320,728 (-5.25%) Land $84,956 Building $235,772	$320,728 (-5.25%) Land $84,956 Building $235,772
2023	$7,666.00 (+15.73%) Additional exemption filed	$338,508 (+11.96%) Land $59,576 Building $278,932	$338,508 (+11.96%) Land $59,576 Building $278,932
2022	$6,624.00	$302,336 Land $49,736 Building $252,600	$302,336 Land $49,736 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

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