5146 Black Oak Rd, Concord, CA 94521 Property Records

Contra Costa County property record for 5146 Black Oak Rd, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,103 sqft · built 1960
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$708,000 (Jul 2025)
Tax Bill	$4,199 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`133-143-004-9`

Property Details

APN / Parcel Number

Primary APN	`133-143-004-9`
Alternative APN	`133-143-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
Gross Area	1,463 sqft
1st Floor Area	1,103 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5146 BLACK OAK RD
City	CONCORD
State	CA
Zip	94521-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 2733 LOT 61 EX MR
Legal Subdivision	HILLBROOK MANOR
Legal Tract	2733
Legal Lot Number	61
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	334008

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5146 BLACK OAK RD, CONCORD, CA 94521-4524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage STONECASTLE LAND AND HOME FINANCIAL INC
Jun 22, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Deed Document Number	202573882
Prior Transfer Date	Jun 16, 2023
Prior Transfer Doc	0000059549
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5146 BLACK OAK RD, CONCORD, CA 94521-4524
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5146 BLACK OAK RD, CONCORD, CA 94521-4524

Mortgage

Document Number	0000023275
Date	Mar 10, 2026
Instrument	2026- 023275

Lender

Name	STONECASTLE LAND AND HOME FINANCIAL INC
Type	Mortgage Company
Address	370 DIABLO RD STE 101, DANVILLE, CA 94526

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 22, 2023
Property Address	5146 BLACK OAK RD, CONCORD, CA 94521-4524
Document Number	0000059549
Map Reference	MB 77 PG 10
Instrument Date	Jun 16, 2023
Instrument	2023-059549
Transaction Type	Transfer
Record Updated	Jul 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5146 BLACK OAK RD, CONCORD, CA 94521-4524

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$708,000 (+139.37%) Land $550,000 Building $158,000
2025	$4,199.00 (+5.34%) Homeowner's exemption	$295,771 (+4.04%) Land $188,471 Building $107,300
2023	$3,986.00 (+1.84%) Homeowner's exemption	$284,288 (+2%) Land $181,153 Building $103,135
2022	$3,914.00 Homeowner's exemption	$278,714 Land $177,601 Building $101,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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