Saginaw County property record for 5145 Teft Rd, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1978 |
| Lot Size | 0.445 acres (19,384 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $471 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-11-3-20-1014-000 |
| Primary APN | 26-11-3-20-1014-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,384 sqft (0.445 acres) |
| Lot Dimensions | 155 ft deep x 125 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5145 TEFT RD |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON C/L OF TEFT RD AT N SEC LINE TH SWLY 810.17 FT TO PLACE OF BEG TH SELY AT RGT ANGLES TO SD RD 188 FT TH SWLY PARA WITH SD RD 125 FT TH NWLY 188 FT TO C/L OF SD RD TH NELY 125 FT TO BEG IN NE 1/4 OF NE 1/4 .54ACRE SEC 20 T11N E3E |
| Legal Range | 54 |
| Legal Township | 11N |
| Legal Section | 20 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SWAN CREEK |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 11902 |
Source: Saginaw County records · APN 26-11-3-20-1014-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5145 TEFT RD, SAINT CHARLES, MI 48655-8543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Swan Creek Township |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,900 (+56.3%) | $153,800 (+56.3%) | |
| 2025 | $471.00 (-65.01%) Homeowner's exemption | ||
| 2023 | $49,200 | $98,400 | |
| 2022 | $1,346.00 |
Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Apr 2013 · Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 23 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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