5145 Pratt St SW, Covington, GA 30014 Property Records

Newton County property record for 5145 Pratt St SW, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,313 sqft · built 2006
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Aug 2022)
Tax Bill	$7,699 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C0350-00070-061-000`

Property Details

APN / Parcel Number

Primary APN	`C0350-00070-061-000`
Alternative APNs	`C035 0007 061` `39474`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	4,313 sqft Heated Area
1st Floor Area	1,602 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	1,025 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft
Deck Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39474
Old Parcel Number	C035 0007 061
Street Address	5145 PRATT ST SW
City	COVINGTON
State	GA
Zip	30014-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 48 CLARK'S GROVE UN 1.
Legal Subdivision	CLARKS GROVE
Legal Block	7
Legal Lot Number	48
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2051
Census Tract	100400

Owner

5145 Pratt St SW is owned and occupied by an individual who bought it in August 2022.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage RMS FARM HOLDINGS
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Nov 18, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Nov 15, 2019 · Amount on File
Deed Document Number	0004428246
Deed Book / Page	4428 / 246
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759

Mortgage

Document Number	0042540000000383
Date	Aug 27, 2021
Book Page	0000004254/0000000383
Instrument	016427

Lender

Name	RMS FARM HOLDINGS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036090189
Date	Sep 14, 2017
Book Page	3609/189

Lender

Name	US BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 19, 2022
Property Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759
Document Number	0044280246
Book / Page	4428 / 246
Instrument Date	Aug 19, 2022
Instrument	2022-004404
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759

Mortgage

Document Number	0044280000000249
Date	Aug 24, 2022
Book Page	0000004428/0000000249
Instrument	014560

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 19, 2022
Property Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759
Document Number	0044280246
Book / Page	4428 / 246
Instrument Date	Aug 19, 2022
Instrument	2022-004404
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759

Mortgage

Document Number	0000014560
Date	Aug 19, 2022
Instrument	014560

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 18, 2019
Property Address	5145 PRATT ST SW, COVINGTON, GA 30014-2759
Document Number	0039240197
Book / Page	003924 / 000197
Instrument Date	Nov 15, 2019
Instrument	15174
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5145 PRATT ST SW COVINGTON GA 300142759, COVINGTON, GA 30014-2759

Mortgage

Document Number	39240199
Date	Nov 18, 2019
Book Page	003924/000199
Instrument	15175

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5145 Pratt St SW was $7,699 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Covington City
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,699.00 Homeowner's exemption	$264,000 Land $27,200 Building $236,800	$660,000 Land $68,000 Building $592,000
2023		$258,560 Land $19,600 Building $238,960	$646,400 Land $49,000 Building $597,400
2022	$7,678.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5145 Pratt St SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5145 Pratt St SW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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