5145 Old Mill Rd, Rochester, MI 48306 Property Records

Oakland County property record for 5145 Old Mill Rd, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,708 sqft · built 1996
Lot Size	5.16 acres (224,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Oct 2023)
Tax Bill	$7,946 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-33-202-029`

Property Details

APN / Parcel Number

Primary APN	`N-10-33-202-029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,708 sqft Living Area
1st Floor Area	2,469 sqft
Basement Area	2,265 sqft
Finished Basement	2,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Contemporary
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	224,770 sqft (5.16 acres)
Terrain	Rolling
Garage Area	1,994 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	55 sqft
Deck Area	951 sqft
Patio Area	951 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5145 OLD MILL RD
City	ROCHESTER
State	MI
Zip	48306-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 33 PART OF NE 1/4 BEG AT PT DIST S 89-10-36 E 1561.29 FT & S 00-44-26 W 438 FT & S 19-07-07 E 363.19 FT & N 87-48-03 E 305 FT FROM N 1/4 COR, TH S 12-52-30 W 445 FT, TH N 64-30-59 W 498.01 FT, TH S 34-07-18 W 225 FT, TH N 43-23-08 W 59
Legal Range	11E
Legal Township	04N
Legal Section	33
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1000
Census Tract	190800

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 13, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Oct 26, 2023	Warranty Deed, Transfer
Feb 14, 2018	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Nov 29, 2004 · Amount on Record
Deed Document Number	2023117430
Deed Book / Page	58967 / 244
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458
Transaction Type	Mortgage
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458

Mortgage

Document Number	0000178636
Date	Jul 19, 2021
Book Page	56569/315
Instrument	178636

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458

Mortgage

Document Number	0000057345
Date	May 13, 2025
Book Page	60197/711
Instrument	57345

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 26, 2023
Property Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458
Document Number	0000117430
Book / Page	58967 / 244
Instrument Date	Oct 16, 2023
Instrument	117430
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount Recorded
Tax	$7,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5145 OLD MILL RD, ROCHESTER, MI 48306-2458
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025450
Date	Feb 14, 2018
Book Page	51560/00278
Instrument	25450

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,946.00 (-35.4%) Homeowner's exemption	$495,990 (+7.94%)	$991,980 (+7.94%)
2024	$12,300.00 (+54.72%)
2023		$459,490	$918,980
2021	$7,950.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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