Cabarrus County property record for 5145 McSweeney Ln, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 2019 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (May 2026) |
| Tax Bill | $3,575 (2023) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04051L0025.000000 |
| Primary APN | 04051L0025.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,411 sqft |
| 1st Floor Area | 1,674 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 452 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 656 sqft |
| Porch | Slab |
| Porch Area | 9 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 164428 |
|---|---|
| Street Address | 5145 MCSWEENEY LN |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-6510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-TND |
| Legal Description | LT 5-25 VILLAGE AT KELLSWATER BRIDGE |
| Legal Subdivision | KELLSWATER BRIDGE |
| Legal Lot Number | 5-25 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 41202 |
Source: Cabarrus County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5145 MCSWEENEY LN, KANNAPOLIS, NC 28081-6510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Jul 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage RANDY E DUNCAN ETUX |
| Nov 30, 2021 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY LLC |
| Aug 7, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2023 · Amount on Record |
| Deed Document Number | 202612482 |
| Deed Book / Page | 18010 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 28, 2026 |
| Property Address | 5145 MCSWEENEY LN, KANNAPOLIS, NC 28081-6510 |
| Document Number | 0000012482 |
| Book / Page | 18010 / 228 |
| Instrument Date | May 4, 2026 |
| Instrument | 202612482 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5145 MCSWEENEY LN, KANNAPOLIS, NC 28081-6510 |
| Document Number | 0000012483, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 18010/231 |
| Instrument | 202612483 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 27, 2023 |
| Property Address | 5145 MCSWEENEY LN, KANNAPOLIS, NC 28081-6510 |
| Document Number | 0016584168 |
| Book / Page | 16584 / 168 |
| Map Reference | MB 77 PG 109 |
| Instrument Date | Jul 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $806.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6361 WILLOW FARM DR, DENVER, NC 28037-8797 |
| Name | Verified Name |
|---|---|
| Address | 5145 MCSWEENEY LN, KANNAPOLIS, NC 28081-6510 |
| Document Number | 0165840171 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 16584-0171 |
| Name | RANDY E DUNCAN ETUX |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 363 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 30, 2021 |
| Property Address | 5145 MCSWEENEY LN, KANNAPOLIS, NC 28081-6510 |
| Document Number | 0015688349 |
| Book / Page | 15688 / 349 |
| Map Reference | MB 77 PG 109 |
| Instrument Date | Nov 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $728.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8616 SHADWELL DR UNIT 67, 8616, ALEXANDRIA, VA 22309-4634 |
| Name | Verified Name |
|---|---|
| Address | 5145 MCSWEENCY LN, KANNAPOLIS, NC 28081-6510 |
| Document Number | 0015688351 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 15688/351 |
| Name | GUILD MORTGAGE COMPANY LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 7, 2019 |
| Property Address | 5145 MCSWEENEY LN, KANNAPOLIS, NC 28081-6510 |
| Document Number | 13647120 |
| Book / Page | 013647 / 000120 |
| Instrument Date | Aug 7, 2019 |
| Instrument | 20317 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5145 MCSWEENEY LN KANNAPOLIS NC 280816510, KANNAPOLIS, NC 28081-6510 |
| Document Number | 13647122 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 013647/000122 |
| Instrument | 20318 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,890 (-) Land $92,000 Building $328,890 | ||
| 2025 | $420,890 (+61.3%) Land $92,000 Building $328,890 | ||
| 2024 | $420,890 (+61.3%) Land $92,000 Building $328,890 | ||
| 2023 | $3,575.00 | $260,940 Land $58,000 Building $202,940 | $260,940 Land $58,000 Building $202,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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