5145 Maxwell Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 5145 Maxwell Rd, Stedman, NC 28391

Property Summary

Property TypeRural Home
Details4 bd · 2,308 sqft · built 1996
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$339,500 (Sep 2025)
Tax Bill$2,390 (2026)
Deeds & MortgagesJun 2026 Mortgage
Apr 2023 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0477-60-8497

Property Details

APN / Parcel Number

Primary APN0477-60-8497

Interior

Bedrooms4 Beds
Building Area2,308 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area22,216 sqft (0.51 acres)
Garage Area400 sqft

Location & Zoning

Street Address5145 MAXWELL RD
CitySTEDMAN
StateNC
Zip28391-8634
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR-RURAL R
Legal DescriptionBETHANY CROSSING LO:3 PL:0144-0173
Legal SubdivisionEASTOVER ARMSTRONG STEDMAN DIS
Legal Lot Number3
JurisdictionCUMBERLAND NC
Township / Civil DivisionEASTOVER
Census Block Group1
Census Block1014
Census Tract2702

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5145 MAXWELL RD, STEDMAN, NC 28391-8634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Deed of Trust, Mortgage · VA Mortgage
COMMUNITY MORTGAGE CORPORATION
Apr 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Sep 10, 2025Warranty Deed, Transfer · VA Mortgage
USAA FSB
Mar 4, 2021Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleMar 4, 2021 · Amount on Record
Deed Document Number202528386
Deed Book / Page12327 / 502
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Recording DateJun 18, 2026
Property Address5145 MAXWELL RD, STEDMAN, NC 28391-8634
Document Number0125550672
Book / Page12555 / 672
Instrument DateJun 16, 2026
Instrument202620518
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5145 MAXWELL RD, STEDMAN, NC 28391-8634

Mortgage

Document Number0000020518,
DateJun 18, 2026
Book Page12555/672
Instrument202620518
Lender
NameCOMMUNITY MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address5145 MAXWELL RD, STEDMAN, NC 28391-8634
Transaction TypeMortgage
Record UpdatedDec 19, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117070667
DateApr 10, 2023
Book Page11707/667
Instrument10378
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2038

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateSep 10, 2025
Property Address5145 MAXWELL RD, STEDMAN, NC 28391-8634
Document Number0123270502
Book / Page12327 / 502
Map ReferenceMB 144 PG 173
Instrument DateJul 23, 2025
Instrument28386
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$679.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4527 KINGS HWY, BROOKLYN, NY 11234-2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5145 MAXWELL RD, STEDMAN, NC 28391-8634

Mortgage

Document Number0000028387
DateSep 10, 2025
Instrument28387
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateMar 4, 2021
Property Address5145 MAXWELL RD, STEDMAN, NC 28391-8634
Document Number0110440884
Book / Page11044 / 884
Map ReferenceMB 144 PG 173
Instrument DateMar 3, 2021
Instrument9902
Transaction TypeTransfer
Record UpdatedDec 19, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$501.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 53798, FAYETTEVILLE, NC 28305-3798

Mortgage

Document Number0000009903
DateMar 4, 2021
Instrument9903
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,390.00 (+6.27%)
2025$2,249.00 (+19.56%)$263,171 (+49.58%) Land $21,750 Building $241,421$263,171 (+49.58%) Land $21,750 Building $241,421
2024$1,881.00 (+2.01%)$175,935 (-) Land $12,000 Building $163,935$175,935 (-) Land $12,000 Building $163,935
2023$1,844.00 (+2.05%)$175,935 Land $12,000 Building $163,935$175,935 Land $12,000 Building $163,935
2022$1,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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