5145 Lyle Dr, San Diego, CA 92105 Property Records

San Diego County property record for 5145 Lyle Dr, San Diego, CA 92105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1950
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2019)
Tax Bill	$6,352 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`542-033-04-00`

Property Details

APN / Parcel Number

Primary APN	`542-033-04-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	888 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	5145 LYLE DR
City	SAN DIEGO
State	CA
Zip	92105-5337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	LOT 18 TR 002603
Legal Subdivision	O D ARNOLDSS ANX #1
Legal Tract	002603
Legal Block	1
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	2705

Owner

5145 Lyle Dr is owned and occupied by two individuals who bought it in April 2019.

Source: San Diego County records, as of August 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
Apr 10, 2019	Grant Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2019 · Amount on File
Deed Sale	Apr 10, 2019 · Amount on File
Prior Sale	Oct 22, 2015 · Amount on File
Deed Document Number	2019129039
Prior Transfer Date	Sep 28, 2015
Prior Transfer Doc	0000553949
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2026
Property Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337
Document Number	0000233825
Instrument Date	Jul 30, 2026
Instrument	2026233825
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337
Investor	Possibly a Property Investor

Mortgage

Document Number	0000233825,
Date	Aug 11, 2026
Instrument	2026233825

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337
Transaction Type	Mortgage
Record Updated	Jul 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337

Mortgage

Document Number	0000180137
Date	Jul 11, 2023
Instrument	2023-0180137

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337
Document Number	0000664713
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5145 LYLE DR SAN DIEGO CA 921055337, SAN DIEGO, CA 92105-5337

Mortgage

Document Number	0000664713
Date	Oct 28, 2020
Instrument	664713

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2019
Property Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337
Document Number	0000129039
Map Reference	MAP 2603
Instrument Date	Mar 15, 2019
Instrument	2019-0129039
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5145 LYLE DR, SAN DIEGO, CA 92105-5337

Mortgage

Document Number	0000129040
Date	Apr 10, 2019
Instrument	2019-0129040

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5145 Lyle Dr was $6,352.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,192 (+2%) Land $372,117 Building $100,075
2025	$6,352.00	$462,934 Land $364,821 Building $98,113
2023	$5,484.00 (+2.72%)	$444,959 Land $350,655 Building $94,304
2022	$5,339.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5145 Lyle Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5145 Lyle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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