Dane County property record for 5145 Loruth Ter, Madison, WI 53711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,887 sqft · built 1960 |
| Lot Size | 0.378 acres (16,496 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Jul 2024) |
| Tax Bill | $8,376 (2024) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0709-311-0307-5 |
| Primary APN | 0709-311-0307-5 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,887 sqft Living Area |
| 1st Floor Area | 1,713 sqft |
| Basement Area | 1,713 sqft |
| Finished Basement | 1,174 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 16,496 sqft (0.378 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Driveway | Driveway |
| Driveway Area | 192 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 264 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5145 LORUTH TER |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53711-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR-C1 |
| Legal Description | 3RD ADD TO ORCHARD RIDGE, LOT 48 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 31 |
| Legal Subdivision | 3RD ADD TO ORCHARD RIDGE |
| Legal Lot Number | 48 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 501 |
Source: Dane County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5154 LORUTH TER, MADISON, WI 53711-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU |
| Mar 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF NEW GLARUS |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit TOGETHER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Mar 19, 2021 · Amount on Record |
| Deed Document Number | 5974719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jul 17, 2024 |
| Property Address | 5145 LORUTH TER, MADISON, WI 53711-2625 |
| Document Number | 0005974719 |
| Instrument Date | Jun 17, 2024 |
| Instrument | 5974719 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5154 LORUTH TER, MADISON, WI 53711-2626 |
| Document Number | 0005974720 |
|---|---|
| Date | Jul 17, 2024 |
| Instrument | 5974720 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Month LIBOR |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Mar 19, 2021 |
| Property Address | 5145 LORUTH TER, MADISON, WI 53711-2625 |
| Document Number | 0005707106 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 5707106 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,201.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5145 LORUTH TER, MADISON, WI 53711-2625 |
| Investor | Possibly a Property Investor |
| Document Number | 0005707107 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 5707107 |
| Name | BANK OF NEW GLARUS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 5145 LORUTH TER, MADISON, WI 53711-2625 |
| Document Number | 0005599801 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | TRANSFER NATIONAL TITLE, TRANSFER NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 5145 LORUTH TER MADISON WI 537112625, MADISON, WI 53711-2625 |
| Document Number | 0005599801 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 5599801 |
| Name | TOGETHER CU |
|---|---|
| Address | SAINT LOUIS, MO 63118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $493,100 (+7.99%) Land $161,800 Building $331,300 | ||
| 2024 | $8,376.00 (+10.6%) | $493,100 | |
| 2023 | $456,600 Land $149,800 Building $306,800 | ||
| 2022 | $7,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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