El Dorado County property record for 5145 Hanks Exchange Rd, Placerville, CA 95667
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,223 sqft · built 1988 |
| Lot Size | 5.21 acres (227,383 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $527,500 (Jan 2020) |
| Tax Bill | $6,110 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-260-060-000 |
| Primary APN | 046-260-060-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,223 sqft Living Area |
| 1st Floor Area | 2,223 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 227,383 sqft |
| Terrain | Wooded |
| Patio Area | 2,223 sqft |
| Water Source | Commercial |
|---|
| Street Address | 5145 HANKS EXCHANGE RD |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-9108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RE5 |
| Legal Description | PM 25/103/1 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 31504 |
5145 Hanks Exchange Rd, a rural home, is owned and occupied by two individuals who bought it in January 2020.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5145 HANKS EXCHANGE RD, PLACERVILLE, CA 95667-9108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jan 15, 2020 | Grant Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on File |
| Deed Sale | Jan 15, 2020 · Amount on File |
| Deed Document Number | 20201859 |
| Prior Transfer Date | Feb 4, 1994 |
| Prior Transfer Doc | 0000010039 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 5145 HANKS EXCHANGE RD, PLACERVILLE, CA 95667-9108 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5145 HANKS EXCHANGE RD, PLACERVILLE, CA 95667-9108 |
| Document Number | 0000014329 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021-0014329 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jan 15, 2020 |
| Property Address | 5145 HANKS EXCHANGE RD, PLACERVILLE, CA 95667-9108 |
| Document Number | 0000001859 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 1859 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.25 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5145 HANKS EXCHANGE RD PLACERVILLE CA 956679108, PLACERVILLE, CA 95667-9108 |
| Document Number | 1860 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 1860 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2050 |
The 2025 property tax bill for 5145 Hanks Exchange Rd was $6,110 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Gold Oak Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $588,431 (+2%) Land $117,126 Building $471,305 | |
| 2025 | $6,110.00 Homeowner's exemption | $576,894 Land $114,830 Building $462,064 |
| 2023 | $5,860.00 (+1.52%) Homeowner's exemption | $554,494 Land $110,372 Building $444,122 |
| 2022 | $5,772.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5145 Hanks Exchange Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1995–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5145 Hanks Exchange Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 85% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Rocky Ridge Wireless, T-Mobile.
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