5145 Carter St, Cocoa, FL 32927 Property Records

Brevard County property record for 5145 Carter St, Cocoa, FL 32927

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1990
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$336,500 (Jul 2026)
Tax Bill$2,418 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Apr 2020 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-35-15-JY-245-13

Property Details

APN / Parcel Number

Primary APN23-35-15-JY-245-13
Alternative APNs
  • 23-35-15-JY-00245.0-0013.00
  • 2305336

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area1,776 sqft
1st Floor Area1,352 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2305336
Street Address5145 CARTER ST
CityCOCOA
StateFL
Zip32927-9242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU17
Legal DescriptionPORT ST JOHN UNIT 7 LOT 13 BLK 245
Legal Range35E
Legal Township23S
Legal Section15
Legal SubdivisionPORT ST JOHN UNIT 7
Legal Block245
Legal Lot Number13
Legal Unit7
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group2
Census Block2012
Census Tract62111

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5145 CARTER ST, COCOA, FL 32927-9242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Apr 17, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 2, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 14, 2019Warranty Deed, Transfer
ISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2026 · Amount on Record
Deed SaleJul 2, 2026 · Amount on Record
Prior SaleMar 2, 2020 · Amount on Record
Deed Document Number2026136570
Deed Book / Page10668 / 2293
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 2, 2026
Property Address5145 CARTER ST, COCOA, FL 32927-9242
Document Number0000136570
Book / Page10668 / 2293
Instrument DateJul 1, 2026
Instrument2026136570
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$237,905.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5145 CARTER ST, COCOA, FL 32927-9242

Mortgage

Document Number0000136571,
DateJul 2, 2026
Instrument2026136571
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address5145 CARTER ST, COCOA, FL 32927-9242
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087192119
DateApr 17, 2020
Book Page8719/2119
Instrument2020086124
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address5145 CARTER ST, COCOA, FL 32927-9242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087192107
DateApr 17, 2020
Book Page8719/2107
Instrument2020086123
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressCLEVELAND, OH 44144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 2, 2020
Property Address5145 CARTER ST, COCOA, FL 32927-9242
Document Number0086781202
Book / Page8678 / 1202
Map ReferenceMB 23 PG 60-69
Instrument DateFeb 27, 2020
Instrument2020049255
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyDELUXE TITLE AND ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,609.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8991 SW 95TH AVE, 8991, MIAMI, FL 33176-1982

Transferred To (Grantee/Buyer)

NameVerified Name
Address5145 CARTER ST, COCOA, FL 32927-9242

Mortgage

Document Number86781204
DateMar 2, 2020
Instrument8678/1204
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 14, 2019
Property Address5145 CARTER ST, COCOA, FL 32927-9242
Document Number0085621219
Book / Page008562 / 001219
Instrument DateOct 11, 2019
Instrument224027
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyISLAND TITLE AND ESCROW AGENCY INC, ISLAND TITLE & ESCROW AGCY INC

Transaction

AmountAmount Recorded
Tax$910.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8991 SW 95TH AVE MIAMI FL 331761982, MIAMI, FL 33176-1982

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,670 (+2.7%)$233,420 (+1.52%)
2025$2,418.00 (+7.37%) Homeowner's exemption$176,900 (+5.98%)$229,930 (+5.41%)
2024$2,252.00 (+1.76%)
2023$2,213.00 (+6.96%) Homeowner's exemption$166,920 (+3%)$218,130 (+4.61%) Land $52,000 Building $166,130
2022$2,069.00 Homeowner's exemption$162,060$208,520 Land $46,000 Building $162,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 92 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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