5145 305th St, Stacy, MN 55079 Property Records

Chisago County property record for 5145 305th St, Stacy, MN 55079

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,070 sqft · built 1996
Lot Size2.1 acres (91,476 sqft)
OwnerIndividual Name on Record
Tax Bill$4,514 (2026)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00598-78

Property Details

APN / Parcel Number

Primary APN05-00598-78
Alternative APNs
  • 3178466
  • 3373376
  • 3457669
  • 3988071

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,070 sqft Living Area
Gross Area2,910 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area91,476 sqft (2.1 acres)
Garage Area1,070 sqft
Pole Barn1,920 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3988071
Street Address5145 305TH ST
CitySTACY
StateMN
Zip55079-9449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSUBDIVISIONNAME QUINN'S WEST MEADOWS LOT 003 BLOCK 002 SUBDIVISIONCD 05053
Legal Range021
Legal Township034
Legal Section31
Legal SubdivisionQUINNS WEST MEADOWS
Legal Block2
Legal Lot Number3
JurisdictionCHISAGO MN
Township / Civil DivisionSTACY
Census Block Group3
Census Block3031
Census Tract110402

Owner

Source: Chisago County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5145 305TH ST, STACY, MN 55079-9449
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHISAGO MN
Recording DateJun 15, 2026
Property Address5145 305TH ST, STACY, MN 55079-9449
Document Number0000693724
Instrument DateJun 6, 2026
Instrument2026693724
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5145 305TH ST, STACY, MN 55079-9449

Mortgage

Document Number0000693724,
DateJun 15, 2026
Instrument2026693724
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate4.88%
Max Rate-1%

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyChisago County
MunicipalityStacy City
Unified School DistrictNorth Branch Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,514.00 (+4.25%)
2025$4,330.00 (-2.04%) Homeowner's exemption
2024$393,200 (-5.93%)$403,400 (-3.49%)
2023$4,420.00 (+0.87%) Homeowner's exemption$418,000 (+3.93%) Land $95,400 Building $322,600$418,000 (+3.67%) Land $95,400 Building $322,600
2022$4,382.00 (+9.77%) Homeowner's exemption$402,200 (+31.74%)$403,200 (+28.29%) Land $90,400 Building $312,800
2021$3,992.00$305,300$314,300 Land $75,300 Building $239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 305th St

Nearby Streets

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