51445 Ave Ramirez, La Quinta, CA 92253 Property Records

Riverside County property record for 51445 Ave Ramirez, La Quinta, CA 92253

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1997
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (May 2023)
Tax Bill	$7,811 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`773-082-022`

Property Details

APN / Parcel Number

Primary APN	`773-082-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,446 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	51445 AVENIDA RAMIREZ
City	LA QUINTA
State	CA
Zip	92253-3094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 BLK 67 MB 018/067 SANTA CARMELITA VALE LA QUINTA UNIT 6
Legal Subdivision	SANTA CARMELITA VALE LA QUINTA UNIT 6
Legal Block	67
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	2
Census Block	2010
Census Tract	45120

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 8, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on Record
Deed Sale	May 1, 2023 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2023122896
Prior Transfer Date	Oct 8, 2008
Prior Transfer Doc	0000582658
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 1, 2023
Property Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Document Number	0000122896
Map Reference	MB 18 PG 67
Instrument Date	Apr 13, 2023
Instrument	2023-0122896
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Investor	Possibly a Property Investor

Mortgage

Document Number	0000122897
Date	May 1, 2023
Instrument	2023-0122897

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	Other
Max Rate	8%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094

Mortgage

Document Number	0000234036
Date	Apr 14, 2021
Instrument	2021-0234036

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000515649
Date	Dec 8, 2017
Instrument	2017-0515649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Document Number	0000183944
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51445 AVENIDA RAMIREZ LA QUINTA CA 922533094, LA QUINTA, CA 92253-3094

Mortgage

Document Number	0000183944
Date	Apr 28, 2020
Instrument	183944

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Document Number	0000410446
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51445 AVENIDA RAMIREZ LA QUINTA CA 922533094, LA QUINTA, CA 92253-3094

Mortgage

Document Number	0000410446
Date	Oct 11, 2019
Instrument	410446

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 30, 2018
Property Address	51445 AVENIDA RAMIREZ, LA QUINTA, CA 92253-3094
Document Number	0000350699
Instrument Date	Aug 10, 2018
Instrument	350699
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51445 AVENIDA RAMIREZ LA QUINTA CA 922533094, LA QUINTA, CA 92253-3094

Mortgage

Document Number	350700
Date	Aug 30, 2018
Instrument	350700

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,664 (+2%) Land $47,754 Building $535,910
2025	$7,811.00 (+52.08%)	$572,220 (+54.74%) Land $46,818 Building $525,402
2023	$5,136.00 (+3.38%) Homeowner's exemption	$369,800 Land $128,663 Building $241,137
2022	$4,968.00
2021			$434,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 870 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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