Osceola County property record for 5144 Ravena Ave E, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,486 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $506,000 (2025) |
| Tax Bill | $712.00 (2025) |
| Primary APN | 202531425700011740 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,486 sqft Heated Area |
| Gross Area | 3,101 sqft Gross Area |
| 1st Floor | 1,084 sqft 1st Floor |
| Upper Floors | 1,402 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 174 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5144 RAVENA AVE E |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7932 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NARCOOSSEE VILLAGE PH 2 PB 23 PG 195-197 LOT 174 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 20 |
| Legal Subdivision | NARCOOSSEE VILLAGE |
| Legal Phase | 2 |
| Legal Tract | 4257 |
| Legal Lot Number | 174 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 43700 |
Source: Osceola County records · APN 202531425700011740
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1404 PAULA DR, APOPKA, FL 32703-7424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Dec 27, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA FSB |
| May 04, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage DITECH FINANCIAL LLC |
| Jun 09, 2017 | Deed of Trust, Mortgage GULF STATES CAPITAL GULF STATES CAPITAL |
| Dec 19, 2016 | Deed of Trust, Mortgage NEIL PAULSON |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2025 · Amount on Record |
| Deed Sale | Jun 03, 2025 · Amount on Record |
| Prior Sale | May 04, 2018 · Amount on Record |
| Deed Doc Number | 2025069559 |
| Deed Book / Page | 6797 / 2629 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Document Number | 0065162059 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 6516/2059 |
| Instrument | 2023160619 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Document Number | 0063712693 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 6371/2693 |
| Instrument | 2023030095 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061142754 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 6114/2754 |
| Instrument | 2021198433 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2018 |
| Property Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Document Number | 0053281923 |
| Book / Page | 5328 / 1923 |
| Map Reference | MB23 PG195-197 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 2018071762 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CLASSIC TITLE & SOLUTIONS IN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5144 RAVENA AVE E, 5144, SAINT CLOUD, FL 34771-7932 |
| Name | Verified Name |
|---|---|
| Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Document Number | 2018071763 |
|---|---|
| Date | May 04, 2018 |
| Instrument | 2018071763 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Document Number | 0051641019 |
| Instrument Date | Jun 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5144 RAVENA AVE E ST CLOUD FL 347717932, ST CLOUD, FL 34771-7932 |
| Document Number | 0051641019 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 005164/001019 |
| Instrument | 86999 |
| Name | GULF STATES CAPITAL GULF STATES CAPITAL |
|---|---|
| Type | Funding / Finance Company |
| Address | ABILENE, TX 79606 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Rate | 13% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5144 RAVENA AVE E, SAINT CLOUD, FL 34771-7932 |
| Document Number | 0050842638 |
| Book / Page | 005084 / 002638 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5144 RAVENA AVE E ST CLOUD FL 347717932, ST CLOUD, FL 34771-7932 |
| Document Number | 0050842638 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 005084/002638 |
| Instrument | 6817 |
| Name | NEIL PAULSON |
|---|---|
| Address | 1613 E LIVINGSTON ST, ORLANDO, FL 32803-5518 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 12% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $299,289 (+5.99%) | $384,700 (-2.71%) Land $75,000 Building $309,700 |
| 2023 | $621.00 (-83.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $282,384 (+3%) | $395,400 (+16.09%) Land $65,000 Building $330,400 |
| 2022 | $3,777.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $274,160 | $340,600 Land $60,000 Building $280,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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