5142 Tana Ter, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5142 Tana Ter, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2024
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$389,990 (Jan 2025)
Tax Bill$7,023 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN322631351400014730

Property Details

APN / Parcel Number

Primary APN322631351400014730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Heated Area
Gross Area2,395 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5142 TANA TER
CitySAINT CLOUD
StateFL
Zip34772-6424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUENA LAGO PH 4 PB 34 PGS 88-91 LOT 473
Legal Phase4
Legal Lot Number473
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1039
Census Tract43301

Owner

5142 Tana Ter is owned by a company that bought it in January 2025 and is owner-occupied.

Source: Osceola County records, as of December 11, 2025

Owner of RecordCompany Name on File
Mailing Address5142 TANA TER, SAINT CLOUD, FL 34772-6424
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025 · Amount on File
Deed SaleJan 31, 2025 · Amount on File
Deed Document Number2025013061
Deed Book / Page6733 / 2323
Record UpdatedJun 8, 2026

January 2025: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2025
Property Address5142 TANA TER, SAINT CLOUD, FL 34772-6424
Document Number0067332323
Book / Page6733 / 2323
Map ReferenceMB 34 PG 88-91
Instrument DateJan 29, 2025
Instrument2025013061
Transaction TypeConstruction Loan
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address5142 TANA TER, SAINT CLOUD, FL 34772-6424

Mortgage

Document Number2025013063
DateJan 31, 2025
Instrument2025013063
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Flood

FEMA maps place 5142 Tana Ter in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5142 Tana Ter is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

May also be available: Xfinity.

Nearby Properties on Tana Ter

Nearby Streets

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