5142 Gold Rush Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 5142 Gold Rush Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,288 sqft · built 2023
Lot Size	0.15 acres (6,518 sqft)
Owner	2 Individual Names on File
Last Sale	$874,000 (Jan 2023)
Tax Bill	$15,306 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3740-043-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3740-043-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,288 sqft Living Area
1st Floor Area	2,288 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	6,518 sqft (0.15 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	5142 GOLD RUSH DR
City	FOLSOM
State	CA
Zip	95630-7062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	WHITE ROCK SPRINGS VILLAGES 2 & 3, LOT 76, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	WHITE ROCK SPRINGS VILLAGES 2 & 3
Legal Lot Number	76
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

5142 Gold Rush Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5142 GOLD RUSH DR, FOLSOM, CA 95630-7062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Sep 29, 2020	Deed of Trust, Mortgage RICHMOND AMERICAN HMS/MARYLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on File
Deed Sale	Jan 30, 2023 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Book / Page	20230130 / 477
Record Updated	Sep 20, 2026

January 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 30, 2023
Property Address	5142 GOLD RUSH DR, FOLSOM, CA 95630-7062
Document Number	0000000477
Map Reference	MB 418 PG 3
Instrument Date	Jan 25, 2023
Instrument	2023013000477
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5142 GOLD RUSH DR, FOLSOM, CA 95630-7062

Mortgage

Document Number	0000000478
Date	Jan 30, 2023
Instrument	2023013000478

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 1, 2030
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year T-Bill
Max Rate	11%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5142 GOLD RUSH DR, FOLSOM, CA 95630-7062
Document Number	2010011677
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1166 AVENUE OF THE AMERICAS #21ST NEW YORK NY 100362708, 21ST, NEW YORK, NY 10036-2708

Mortgage

Document Number	2010011677
Date	Oct 1, 2020
Instrument	2010011677

Lender

Name	RICHMOND AMERICAN HMS/MARYLAND

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5142 Gold Rush Dr was $15,306, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$927,423 (+2%) Land $286,526 Building $640,897
2025	$15,306.00 (+0.86%)	$909,239 Land $280,908 Building $628,331
2024	$15,176.00 (+9.79%)
2023	$13,823.00 (+85.15%)	$781,872 Land $251,872 Building $530,000
2022	$7,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5142 Gold Rush Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5142 Gold Rush Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	300 / 30
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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