51405 Co Rd 1, Granger, IN 46530 Property Records

Elkhart County property record for 51405 Co Rd 1, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,240 sqft · built 2001
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,944 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-01-15-276-005.000-005`

Property Details

APN / Parcel Number

Primary APN	`20-01-15-276-005.000-005`
Alternative APN	`0115276005005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	1,456 sqft
2nd Floor Area	840 sqft
Basement Area	1,456 sqft
Game Room	Game Room
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Mixed
Garage Area	1,506 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	168 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0115276005005
Old Parcel Number	0115276005005
Street Address	51405 COUNTY ROAD 1
City	GRANGER
State	IN
Zip	46530-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT E1/2 E1/2 NE1/4 SEC 15 & PT W1/2 W1/2 NW1/4 SEC 14 2.27A
Legal Block	276
Jurisdiction	ELKHART IN
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3011
Census Tract	1502

Owner

Source: Elkhart County records · APN 20-01-15-276-005.000-005

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	51405 COUNTY ROAD 1, GRANGER, IN 46530-5040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 02, 2020	Quit Claim Deed, Transfer MTC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 02, 2020
Transfer Doc	0000014299
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	51405 COUNTY ROAD 1, GRANGER, IN 46530-5040
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51405 COUNTY ROAD 1, GRANGER, IN 46530-5040

Mortgage

Document Number	0000008487
Date	Apr 21, 2022
Instrument	2022-08487

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	51405 COUNTY ROAD 1, GRANGER, IN 46530-5040
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NEAR NORTH TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021456
Date	Oct 15, 2019
Instrument	2019-21456

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 02, 2020
Property Address	51405 COUNTY ROAD 1, GRANGER, IN 46530-5040
Document Number	0000014299
Instrument Date	Jul 02, 2020
Instrument	14299
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	MTC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	51405 COUNTY ROAD 1 GRANGER IN 465305040, GRANGER, IN 46530-5040

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Cleveland Township
Unified School District	Elkhart Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$396,600 (+5.93%) Land $42,800 Building $353,800	$396,600 (+5.93%) Land $42,800 Building $353,800
2024	$3,944.00 (+11.44%)	$374,400 (+10.61%) Land $42,800 Building $331,600	$374,400 (+10.61%) Land $42,800 Building $331,600
2023		$338,500 (+11.24%) Land $42,800 Building $295,700	$338,500 (+11.24%) Land $42,800 Building $295,700
2022	$3,539.00	$304,300 Land $42,800 Building $261,500	$304,300 Land $42,800 Building $261,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Based on FCC filings for 44 locations within half a mile of this property.

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