5140 Via Mindanao, Oceanside, CA 92057 Property Records

San Diego County property record for 5140 Via Mindanao, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,563 sqft · built 1990
Lot Size	0.262 acres (11,412 sqft)
Owner	2 Trust Names on File
Last Sale	$900,000 (Aug 2021)
Tax Bill	$8,884 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-412-33-00`

Property Details

APN / Parcel Number

Primary APN	`122-412-33-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,563 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,412 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	5140 VIA MINDANAO
City	OCEANSIDE
State	CA
Zip	92057-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 162 TR 012310
Legal Subdivision	CREEKSIDE ESTATES
Legal Tract	012310
Legal Block	1
Legal Lot Number	162
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	18617

Owner

5140 Via Mindanao is owner-occupied and held in a trust since August 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5140 VIA MINDANAO, OCEANSIDE, CA 92057-2620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Oct 15, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FEDERAL CREDIT UNION
Apr 17, 2020	Deed of Trust, Mortgage · Conventional with PMI FRONTWAVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Oct 24, 2008 · Amount on File
Deed Document Number	2021599897
Prior Transfer Date	Aug 8, 2001
Prior Transfer Doc	0000880009
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2021
Property Address	5140 VIA MINDANAO, OCEANSIDE, CA 92057-2620
Document Number	0000599897
Map Reference	MAP 12310
Instrument Date	Aug 7, 2021
Instrument	2021-0599897
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5140 VIA MINDANAO, OCEANSIDE, CA 92057-2620

Mortgage

Document Number	0000599898
Date	Aug 23, 2021
Instrument	2021-0599898

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5140 VIA MINDANAO, OCEANSIDE, CA 92057-2620
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5140 VIA MINDANAO, OCEANSIDE, CA 92057-2620

Mortgage

Document Number	0000444468
Date	Jun 17, 2021
Instrument	2021-0444468

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5140 VIA MINDANAO, OCEANSIDE, CA 92057-2620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000426031
Date	Oct 15, 2018
Instrument	2018-0426031

Lender

Name	MISSION FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5140 VIA MINDANAO, OCEANSIDE, CA 92057-2620
Document Number	0000206771
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5140 VIA MINDANAO OCEANSIDE CA 920572620, OCEANSIDE, CA 92057-2620

Mortgage

Document Number	0000206771
Date	Apr 23, 2020
Instrument	206771

Lender

Name	FRONTWAVE CU
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5140 Via Mindanao was $8,884.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$974,185 (+2%) Land $426,337 Building $547,848
2025	$8,884.00	$955,084 Land $417,978 Building $537,106
2023	$8,530.00 (-1.58%)	$917,999 Land $401,749 Building $516,250
2022	$8,667.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5140 Via Mindanao in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5140 Via Mindanao is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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