Carroll County property record for 5140 Main Rd, Union Bridge, MD 21791 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,560 sqft · built 2015 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,600 (Sep 2004) |
| Tax Bill | $4,279 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-001886 |
| Primary APN | 12-001886 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,560 sqft Total Area |
| Basement Area | 864 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.99 acres) |
| Porch | Porch |
| Porch Area | 122 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 001886 |
|---|---|
| Street Address | 5140 MAIN RD |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 43124 SQ FT MAIN RD SW OF BARK HILL |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 512000 |
Source: Carroll County records · APN 12-001886
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5140 MAIN RD, UNION BRIDGE, MD 21791-9403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2004 · Amount on Record |
| Deed Sale | Sep 14, 2004 · Amount on Record |
| Prior Sale | May 04, 2004 · Amount on Record |
| Deed Document Number | 200441277 |
| Deed Book / Page | 4142 / 169 |
| Transfer Doc | 0000972699 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 5140 MAIN RD, UNION BRIDGE, MD 21791-9403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5140 MAIN RD, UNION BRIDGE, MD 21791-9403 |
| Document Number | 0107100118 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 10710/118 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Jan 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,400 (+8.13%) Land $124,100 Building $283,300 | $407,400 (-) Land $124,100 Building $283,300 | |
| 2025 | $4,279.00 (+20.03%) | $376,767 (+19.42%) | $407,400 (+29.13%) Land $124,100 Building $283,300 |
| 2023 | $3,565.00 (+0.91%) | $315,500 (+0.88%) Land $124,100 Building $191,400 | $315,500 (-) Land $124,100 Building $191,400 |
| 2022 | $3,533.00 | $312,733 | $315,500 Land $124,100 Building $191,400 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force 7 of 10 on primary residences |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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