5140 Karma Ct S, Salem, OR 97306 Property Records

Marion County property record for 5140 Karma Ct S, Salem, OR 97306

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 3,446 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Aug 2019)
Tax Bill	$6,977 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083W16BA04500`

Property Details

APN / Parcel Number

Primary APN	`083W16BA04500`
Alternative APN	`577535`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	3,446 sqft Living Area
Gross Area	3,952 sqft
1st Floor Area	3,446 sqft
Basement Area	1,470 sqft
Finished Basement	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1978
Roof Type	Gable
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	577535
Street Address	5140 KARMA CT S
City	SALEM
State	OR
Zip	97306-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HILL VILLA HEIGHTS SUBDIVISION BLOCK 9 LOT 25 ACRES .18
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	HILL VILLA HEIGHTS SUBDIVISION
Legal Block	9
Legal Lot Number	25
Jurisdiction	MARION OR
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1001
Census Tract	2301

Owner

Source: Marion County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5140 KARMA CT S, SALEM, OR 97306-2135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit MAPS CREDIT UNION
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FCU
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Book / Page	4229 / 184
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Recording Date	Aug 26, 2026
Property Address	5140 KARMA CT S, SALEM, OR 97306-2135
Document Number	0000029196
Instrument Date	Aug 20, 2026
Instrument	202629196
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	5140 KARMA CT S, SALEM, OR 97306-2135

Mortgage

Document Number	0000029196,
Date	Aug 26, 2026
Instrument	202629196

Lender

Name	MAPS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	5140 KARMA CT S, SALEM, OR 97306-2135
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045770437
Date	Dec 22, 2021
Book Page	4577/437

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	5140 KARMA CT S, SALEM, OR 97306-2135
Document Number	0000068392
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5140 KARMA CT S SALEM OR 973062135, SALEM, OR 97306-2135

Mortgage

Document Number	0000068392
Date	Dec 10, 2020
Book Page	004421/000010
Instrument	68392

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2045

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OR
Property Address	5140 KARMA CT S, SALEM, OR 97306-2135
Document Number	0000031443
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5146 KARMA CT S SALEM OR 97306, SALEM, OR 97306

Mortgage

Document Number	0000031443
Date	Jun 19, 2020
Book Page	004347/000061
Instrument	31443

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OR
Recording Date	Aug 12, 2019
Property Address	5140 KARMA CT S, SALEM, OR 97306-2135
Document Number	0000037222
Book / Page	004229 / 000184
Instrument Date	Aug 6, 2019
Instrument	37222
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5140 KARMA CT S SALEM OR 973062135, SALEM, OR 97306-2135

Mortgage

Document Number	37223
Date	Aug 12, 2019
Book Page	004229/000185
Instrument	37223

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Marion County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,977.00 (+7.77%)	$339,620 (+3%)	$696,140 (+4.49%) Land $165,000 Building $531,140
2024	$6,474.00 (+6.5%)	$329,730 (+6.46%)	$666,220 (+14.97%) Land $165,000 Building $501,220
2023	$6,079.00 (+2.89%)	$309,730 (+3%)	$579,480 (-5.84%) Land $165,000 Building $414,480
2022	$5,908.00	$300,710	$615,430 Land $115,000 Building $500,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hunter Communications.

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