5140 65th St, Vero Beach, FL 32967 Property Records

Indian River County property record for 5140 65th St, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,890 sqft · built 1977
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2026)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-09-00001-0240-00002.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-09-00001-0240-00002.0`
Alternative APN	`43249`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	179 ft deep x 153 ft wide
View / Lot	Interior
Driveway	Concrete Driveway
Driveway Area	880 sqft
Porch	Porch
Porch Area	300 sqft
Utility Building	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5140 65TH ST
City	VERO BEACH
State	FL
Zip	32967-5370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	INDIAN RIVER FARMS CO SUB PBS 2-12 A PCL OF LAND LYING IN SEC 09 T WP 32 S RGE 39 E BEING MORE PART DESC AS FOLL: COM AT THE SW COR OF LOT 16 WINTER BEACH HIGHLANDS PBI 6-58 TH RUN S 179. 00 FT TO THE N R/W LINE OF 65TH ST; TH E 153.66 FT TO THE W LI
Legal Range	39E
Legal Township	32S
Legal Section	09
Legal Subdivision	INDIAN RIVER FARMS COMPANY S/D
Legal Tract	24
Legal Lot Number	16
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2023
Census Tract	50812

Owner

Source: Indian River County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5140 65TH ST, VERO BEACH, FL 32967-5370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	202616289
Deed Book / Page	3850 / 2499
Prior Transfer Date	Jul 11, 2001
Prior Transfer Doc	1416002140
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 8, 2026
Property Address	5140 65TH ST, VERO BEACH, FL 32967-5370
Document Number	0038502499
Book / Page	3850 / 2499
Instrument Date	Apr 1, 2026
Instrument	202616289
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	TITLE PARTNERS, GEMSTONE TITLE PARTNERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5140 65TH ST, VERO BEACH, FL 32967-5370

Mortgage

Document Number	0000016290,
Date	Apr 8, 2026
Instrument	202616290

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (+91.02%) Homeowner's exemption	$186,892 (+55.98%)	$258,066 (+48.35%) Land $55,523 Building $202,543
2023	$1,292.00 (+12.64%)	$119,818 (+9.86%)	$173,961 (+8.83%) Land $49,971 Building $123,990
2022	$1,147.00	$109,068	$159,840 Land $49,971 Building $109,869

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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