Madison County property record for 514 Windy Ridge Ln, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,413 sqft · built 1987 |
| Lot Size | 0.4 acres (17,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,950 (Mar 2026) |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072C-06C-116/01.08 |
| Primary APN | 072C-06C-116/01.08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,413 sqft Adjusted Area |
| Gross Area | 1,987 sqft |
| 1st Floor Area | 1,987 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,458 sqft (0.4 acres) |
| Deck Area | 100 sqft |
| Patio Area | 254 sqft |
| Cooling System | Central |
|---|
| Account Number | 8746 |
|---|---|
| Street Address | 514 WINDY RIDGE LN |
| City | MADISON |
| State | MS |
| Zip | 39110-9371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 VILLAGE OF WOODGREEN PART 8 B@95 |
| Legal Range | 02E |
| Legal Township | 07N |
| Legal Section | 06 |
| Legal Subdivision | VILLAGE OF WOODGREEN PT 8 |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 30204 |
Source: Madison County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 WINDY RIDGE LN, MADISON, MS 39110-9371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Mar 23, 2026 | Intrafamily Transfer, Transfer · Non-Conforming Investor Loan BANKPLUS |
| Feb 11, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Jun 13, 2019 | Warranty Deed, Transfer · VA Mortgage OPEN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on File |
| Deed Sale | Mar 23, 2026 · Amount on File |
| Prior Sale | Jun 13, 2019 · Amount on File |
| Deed Document Number | 20261047974 |
| Deed Book / Page | 4659 / 689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 514 WINDY RIDGE LN, MADISON, MS 39110-9371 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2930 EISENHOWER AVE, ALEXANDRIA, VA 22314-4557 |
| Document Number | 003988/862 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3988/862 |
| Instrument | 918089 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Mar 23, 2026 |
| Property Address | 514 WINDY RIDGE LN, MADISON, MS 39110-9371 |
| Document Number | 004659/689 |
| Book / Page | 4659 / 689 |
| Map Reference | CAB B SL 95 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 1047974 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Title Company | COVENANT TITLE, COVENANT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3102 W TIDEWATER LN, MADISON, MS 39110-8693 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 514 WINDY RIDGE LN, MADISON, MS 39110-9371 |
| Document Number | 0001047975 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 1047975 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Apr 25, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 514 WINDY RIDGE LN, MADISON, MS 39110-9371 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2930 EISENHOWER AVE, ALEXANDRIA, VA 22314-4557 |
| Document Number | 3988/862 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3988/862 |
| Instrument | 918089 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Jun 13, 2019 |
| Property Address | 514 WINDY RIDGE LN, MADISON, MS 39110-9371 |
| Document Number | 0000866121 |
| Book / Page | 003731 / 000458 |
| Instrument Date | May 31, 2019 |
| Instrument | 866121 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 WINDY RIDGE LN MADISON MS 391109371, MADISON, MS 39110-9371 |
| Document Number | 866122 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 003731/000461 |
| Instrument | 866122 |
| Name | OPEN MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2049 |
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,970.00 Homeowner's exemption | $19,488 (-) | $194,880 (-) Land $45,000 Building $149,880 |
| 2024 | $1,970.00 | ||
| 2023 | $1,970.00 Homeowner's exemption | $19,488 | $194,880 Land $45,000 Building $149,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Most Recent Claim | Apr 2003 · Severe Storms, Tornadoes, Floods |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| NETSPEEDMS Fixed Wireless | 335 / 192 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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