Calloway County property record for 514 Whitnell Ave, Murray, KY 42071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,632 sqft |
| Owner | Individual Name on File |
| Last Sale | $132,900 (Sep 2020) |
| Tax Bill | $527 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-0-0017-00010 |
| Primary APN | 005-0-0017-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Radiant |
| Account Number | 82591 |
|---|---|
| Street Address | 514 WHITNELL AVE |
| City | MURRAY |
| State | KY |
| Zip | 42071-2912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 514 WHITNELL |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | MURRAY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10601 |
514 Whitnell Ave is owned and occupied by an individual who bought it in September 2020.
Source: Calloway County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 WHITNELL AVE, MURRAY, KY 42071-2912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2020 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage FNB BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Prior Sale | Apr 10, 2019 · Amount on File |
| Deed Document Number | 643407 |
| Deed Book / Page | 1271 / 507 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Sep 3, 2020 |
| Property Address | 514 WHITNELL AVE, MURRAY, KY 42071-2912 |
| Document Number | 001271/507 |
| Book / Page | 1271 / 507 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 643407 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 GREENWOOD PL, PADUCAH, KY 42003-8984 |
| Name | Verified Name |
|---|---|
| Address | 514 WHITNELL AVE, MURRAY, KY 42071-2912 |
| Document Number | 0000643408 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 643408 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Apr 10, 2019 |
| Property Address | 514 WHITNELL AVE, MURRAY, KY 42071-2912 |
| Document Number | 001208/482 |
| Book / Page | 1208 / 482 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 633573 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 BAKERS BRIDGE AVE # AVE105, AVE105, FRANKLIN, TN 37067-1613 |
| Name | Verified Name |
|---|---|
| Address | 514 WHITNELL AVE, MURRAY, KY 42071-2912 |
| Document Number | 0000633574 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 633574 |
| Name | FNB BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 514 Whitnell Ave was $527.
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Municipality | Murray City |
| Unified School District | Murray Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $527.00 | $141,000 | $141,000 |
| 2023 | $501.00 | $132,900 | $132,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Whitnell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Whitnell Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Murray Electric System Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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