Maricopa County property record for 514 W Summerset Dr, Phoenix, AZ 85085
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 3,087 sqft · built 2004 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $720,000 (Jul 2016) |
| Tax Bill | $6,946 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 211-24-087 |
| Primary APN | 211-24-087 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,087 sqft Living Area |
| 1st Floor Area | 3,087 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 546 sqft |
| Patio Area | 510 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 514 W SUMMERSET DR |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85085-6068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RU-43 |
| Legal Description | POR OF SW4 NW4 SEC 8 DAF COM NW COR SD SEC 8 TH S 1760.34F TH E 471.86F TO TPOB TH N 184.66F TH E 235.98F TH S 184.66F TH W 2 |
| Legal Range | 03E |
| Legal Township | 05N |
| Legal Section | 08 |
| Legal Quarter | NW |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | DEER VALLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 612000 |
514 W Summerset Dr, a rural home, is held in a trust since July 2016.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 6177, PEORIA, AZ 85385-6177 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON COMMUNITY BANK INC |
| Sep 11, 2019 | Deed of Trust, Mortgage · ARM UMB BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2016 · Amount on File |
| Deed Sale | Jul 19, 2016 · Amount on File |
| Prior Sale | Apr 26, 2013 · Amount on File |
| Deed Document Number | 20160509682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 514 W SUMMERSET DR, PHOENIX, AZ 85085-6068 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 514 W SUMMERSET DR, PHOENIX, AZ 85085-6068 |
| Document Number | 0000449655 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 20210449655 |
| Name | HORIZON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | MESA, AZ 85204 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 514 W SUMMERSET DR, PHOENIX, AZ 85085-6068 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000709171 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 20190709171 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.9% |
| Type Change Date | Oct 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.9% |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Max Rate | 8.9% |
The 2025 property tax bill for 514 W Summerset Dr was $6,946.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Unified School District | Deer Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,310 | $1,053,100 Land $210,600 Building $842,500 | |
| 2025 | $6,946.00 | ||
| 2024 | $86,350 | $863,500 Land $172,700 Building $690,800 | |
| 2023 | $6,498.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 514 W Summerset Dr in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 W Summerset Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 54% of Arizona |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESERT HILLS WATER private · serves 4,220 people · EPA ID AZ0407026 |
|---|---|
| Water Source | Purchased surface water from CAVE CREEK WATER |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AirFiber WISP Fixed Wireless | 1,000 / 500 |
| BAM Broadband Fixed Wireless · not low latency | 1,000 / 100 |
| Mojo Broadband Fixed Wireless | 500 / 100 |
| CenturyLink DSL | 100 / 10 |
May also be available: AT&T, T-Mobile, Verizon.
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