514 W Root St, Chicago, IL 60609 Property Records

Cook County property record for 514 W Root St, Chicago, IL 60609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,600 sqft · built 2018
Lot Size	0.071 acres (3,075 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Aug 2018)
Tax Bill	$8,526 (2023)
Deeds & Mortgages	Aug 2018 Sale Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-04-115-051`

Property Details

APN / Parcel Number

Primary APN	`20-04-115-051`
Alternative APN	`20-04-115-051-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,600 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	514 W ROOT ST
City	CHICAGO
State	IL
Zip	60609-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Subdivision	PEARCE & REYNOLDS
Legal Lot Number	40,41
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1011
Census Tract	842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 W ROOT ST, CHICAGO, IL 60609-2732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2018	Warranty Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY
Dec 20, 2017	Trustee's Deed, Construction Loan · Line of Credit COUNTRYSIDE BK
Oct 10, 2017	Warranty Deed, Construction Loan · Line of Credit COUNTRYSIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Prior Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	201855040
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 20, 2018
Property Address	514 W ROOT ST, CHICAGO, IL 60609-2732
Document Number	1823255040
Instrument Date	Aug 14, 2018
Instrument	23255040
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	514 W ROOT ST CHICAGO IL 60609, CHICAGO, IL 60609

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Dec 20, 2017
Property Address	514 W ROOT ST, CHICAGO, IL 60609-2732
Document Number	1735446032
Instrument Date	Dec 5, 2017
Instrument	35446032
Transaction Type	Construction Loan
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	445 W 41ST ST CHICAGO IL 606092706, CHICAGO, IL 60609-2706

Mortgage

Document Number	1735446032
Date	Dec 20, 2017
Instrument	35446032

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.25%

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 10, 2017
Property Address	514 W ROOT ST, CHICAGO, IL 60609-2732
Document Number	1728315122
Instrument Date	Oct 5, 2017
Instrument	28315122
Transaction Type	Construction Loan
Record Updated	Oct 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	445 W 41ST ST CHICAGO IL 606092706, CHICAGO, IL 60609-2706

Mortgage

Document Number	1728315123
Date	Oct 10, 2017
Instrument	28315123

Lender

Name	COUNTRYSIDE BK
Type	Bank
Address	COUNTRYSIDE, IL 60525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,013 (+23.53%) Land $2,460 Building $51,553	$540,130 (+23.53%) Land $24,600 Building $515,530
2023	$8,526.00 (+2.85%)
2022	$8,290.00 (-4.08%) Homeowner's exemption	$43,726 (-5.59%) Land $3,075 Building $40,651	$437,260 (-5.59%) Land $30,750 Building $406,510
2021	$8,643.00 Homeowner's exemption	$46,313 Land $3,075 Building $43,238	$463,130 Land $30,750 Building $432,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Astound Broadband.

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