514 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 514 W River Rd N, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,592 sqft · built 1900
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (May 2020)
Tax Bill	$1,421 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-073-000-013`

Property Details

APN / Parcel Number

Primary APN	`06-24-073-000-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	838 sqft
2nd Floor Area	754 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	123 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft
Lean-To	51 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	514 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-4956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W OF R 60.67 X 138.31
Legal Subdivision	WEST/RIVER
Legal Tract	24
Legal Lot Number	73
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2029
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-073-000-013

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	514 W RIVER RD N, ELYRIA, OH 44035-4956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Jan 11, 2013
Deed Document Number	2020002744
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 28, 2020
Property Address	514 W RIVER RD N, ELYRIA, OH 44035-4956
Document Number	0000762250
Instrument Date	May 19, 2020
Instrument	762250
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 W RIVER RD N ELYRIA OH 440354956, ELYRIA, OH 44035-4956

Mortgage

Document Number	762405
Date	May 28, 2020
Instrument	762405

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,421.00	$30,190 (-0.02%) Land $5,440 Building $24,750	$86,270 (-) Land $15,550 Building $70,720
2024	$1,421.00 (+16.67%)	$30,195 (+35.09%) Land $5,443 Building $24,752	$86,270 (+35.09%) Land $15,550 Building $70,720
2023	$1,218.00 (-0.9%)	$22,352 (+0.01%) Land $3,252 Building $19,100	$63,860 (-) Land $9,290 Building $54,570
2022	$1,229.00	$22,350 Land $3,250 Building $19,100
2021			$63,860 Land $9,290 Building $54,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 347 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.