514 Tenant Cir, Saint Michaels, MD 21663 Property Records

Talbot County property record for 514 Tenant Cir, Saint Michaels, MD 21663

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,533 sqft · built 1956
Lot Size0.472 acres (20,560 sqft)
OwnerIndividual Name on File
Last Sale$611,000 (Aug 2021)
Tax Bill$3,499 (2026)
Deeds & MortgagesNov 2021 Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN02-070820

Property Details

APN / Parcel Number

Primary APN02-070820
Alternative APNs
  • 2070820
  • 070820

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,533 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,560 sqft (0.472 acres)
Lot Dimensions150 ft deep x 92 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number070820
Street Address514 TENANT CIR
CitySAINT MICHAELS
StateMD
Zip21663-2860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 SEC D-92X150 S/S TENANT CIRCLE RIO VISTA
Legal SubdivisionRIO VISTA
Legal Lot Number4 D
JurisdictionTALBOT MD
Township / Civil Division2, ST. MICHAELS
Census Block Group2
Census Block2032
Census Tract960700

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address514 TENANT CIR, SAINT MICHAELS, MD 21663-2860
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
BEELINE LOANS INC
Aug 23, 2021Deed, Transfer
PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2021 · Amount on File
Deed SaleAug 23, 2021 · Amount on File
Prior SaleJun 9, 2011 · Amount on File
Deed Book / Page2885 / 373
Transfer Doc0011750233
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Property Address514 TENANT CIR, ST MICHAELS, MD 21663-2860
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029120379
DateNov 2, 2021
Book Page2912/379
Lender
NameBEELINE LOANS INC
TypeMortgage Company
AddressPROVIDENCE, RI 02909
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionTALBOT MD
Recording DateAug 23, 2021
Property Address514 TENANT CIR, ST MICHAELS, MD 21663-2860
Document Number0028850373
Book / Page2885 / 373
Map ReferenceLB 8 FO 11
Instrument DateAug 13, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyPASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 TENANT CIR, SAINT MICHAELS, MD 21663-2860

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,499.00 (-6.79%)$435,500 (+5.24%)$478,900 (+15.73%) Land $213,100 Building $265,800
2025$3,754.00 (+33.03%) Homeowner's exemption$413,800 (+25.42%) Land $187,500 Building $226,300$413,800 (-) Land $187,500 Building $226,300
2023$2,822.00$329,933$413,800 Land $187,500 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 132 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies140 units insured
incl. 8 condo units
Nearby Flood Claims42 (1978–2024)
Claims Outside the SFHA13 of 42
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 18 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TRAPPE
serves 1,200 people · EPA ID MD0200007
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Tenant Cir

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