New Hanover County property record for 514 Surf Dr, #A, Kure Beach, NC 28449
| Property Type | Patio Home |
|---|---|
| Details | 3 bd · 2 ba · 2,382 sqft · built 2001 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Individual Name on File |
| Last Sale | $474,000 (Jul 2020) |
| Tax Bill | $4,288 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09200-001-076-000 |
| Primary APN | R09200-001-076-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| 1st Floor Area | 2,082 sqft |
| Basement Area | 2,082 sqft |
| Finished Basement | 2,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Patio Home |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 7,667 sqft (0.176 acres) |
| Terrain | Low |
| Garage Area | 600 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 514 SURF DR, A |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-3922 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Patio Home |
| Local Zoning Code | RA-2,RESID |
| Legal Description | LOT 84 BEACHWALK AT KURE BEACH |
| Legal Subdivision | BEACHWALK @ KURE BEACH |
| Legal Block | 1 |
| Legal Lot Number | 84 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 12203 |
514 Surf Dr, #A is owned by an individual who bought it in July 2020.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 SURF DR, KURE BEACH, NC 28449-3922 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Jul 14, 2017 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Jul 14, 2017 · Amount on File |
| Deed Document Number | 202030055 |
| Deed Book / Page | 6339 / 799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 31, 2020 |
| Property Address | 514 SURF DR # A, A, KURE BEACH, NC 28449-3922 |
| Document Number | 0063390799 |
| Book / Page | 006339 / 000799 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 30055 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $948.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 SURF DR KURE BEACH NC 284493922, KURE BEACH, NC 28449-3922 |
| Document Number | 63390802 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 006339/000802 |
| Instrument | 30056 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341-3163 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jul 14, 2017 |
| Property Address | 514 SURF DR # A, A, KURE BEACH, NC 28449-3922 |
| Document Number | 0060731810 |
| Book / Page | 006073 / 001810 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 22608 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $794.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 514 SURF DR KURE BEACH NC 284493922, KURE BEACH, NC 28449-3922 |
| Document Number | 60731814 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 006073/001814 |
| Instrument | 22609 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2047 |
The 2025 property tax bill for 514 Surf Dr, #A was $4,288, up 21.6% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $897,200 (-) Land $365,800 Building $531,400 | $897,200 (-) Land $365,800 Building $531,400 | |
| 2025 | $4,288.00 (+21.58%) | $897,200 Land $513,500 Building $383,700 | $897,200 Land $513,500 Building $383,700 |
| 2024 | $3,527.00 (+3.37%) | ||
| 2023 | $3,412.00 (-0.7%) | $476,700 Land $166,900 Building $309,800 | $476,700 Land $166,900 Building $309,800 |
| 2022 | $3,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Surf Dr, #A in Zone X, an area of minimal flood risk, though there have been 258 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 196 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 212 units insured incl. 16 condo units |
| Nearby Flood Claims | 258 (1984–2024) |
| Claims Outside the SFHA | 225 of 258 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Surf Dr, #A is moderate, ranking above 42% of the US, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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