514 Summit St NE, Chatfield, MN 55923 Property Records

Olmsted County property record for 514 Summit St NE, Chatfield, MN 55923

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,566 sqft · built 1900
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on File
Last Sale$209,500 (Apr 2024)
Tax Bill$2,960 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51.31.43.000009

Property Details

APN / Parcel Number

Primary APN51.31.43.000009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,566 sqft Living Area
1st Floor Area1,118 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,803 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage TypeDetached
Garage Area784 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area431 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address514 SUMMIT ST NE
CityCHATFIELD
StateMN
Zip55923-1162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-31 TWP-105 RANGE-011 ATKINSON ADD LOT-003 BLOCK-002 W12 LOT 3 AND ALL LOT 4 BLK 2
Legal Range11
Legal Township105
Legal Section31
Legal SubdivisionATKINSON ADD
Legal Block2
Legal Lot Number3
JurisdictionOLMSTED MN
Township / Civil DivisionCHATFIELD
Census Block Group2
Census Block2029
Census Tract2000

Owner

514 Summit St NE is owned and occupied by an individual who bought it in April 2024.

Source: Olmsted County records, as of August 18, 2026

Owner of RecordIndividual Name on File
Mailing Address514 SUMMIT ST NE, CHATFIELD, MN 55923-1162
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2024 · Amount on File
Deed SaleApr 17, 2024 · Amount on File
Prior SaleJun 16, 2021 · Amount on File
Deed Document Number20241603230
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLMSTED MN
Recording DateJun 16, 2021
Property Address514 SUMMIT ST NE, CHATFIELD, MN 55923-1162
Document NumberA1538266
Instrument DateMay 17, 2021
InstrumentA-1538266
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyROCHESTER TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$462.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 SUMMIT ST NE, CHATFIELD, MN 55923-1162

Mortgage

Document NumberA1538267
DateJun 16, 2021
InstrumentA-1538267
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 514 Summit St NE was $2,960 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityChatfield City
Unified School DistrictChatfield Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,960.00 Homeowner's exemption
2025$171,300 Land $30,000 Building $141,300$199,900 Land $35,000 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Summit St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Summit St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChatfield
serves 3,005 people · EPA ID MN1230002
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fixed Wireless in parts of the area
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Summit St NE

Nearby Streets

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