Union County and Westfield Town property record for 514 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,949 sqft · built 1954 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jan 2018) |
| Tax Bill | $14,735 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03003-0000-00021 |
| Primary APN | 20-03003-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,949 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Lot Area | 10,202 sqft (0.234 acres) |
| Lot Dimensions | 102 ft deep x 100 ft wide |
| Old Parcel Number | 2000607000000013A |
|---|---|
| Street Address | 514 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3003 |
| Legal Lot Number | 21 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 36700 |
514 Summit Ave is owned and occupied by two individuals who bought it in January 2018.
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NORTHFIELD BANK |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jan 5, 2018 | Grant Deed, Transfer · Conventional Mortgage PNC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on File |
| Deed Sale | Jan 5, 2018 · Amount on File |
| Prior Sale | Aug 26, 1983 · Amount on File |
| Deed Document Number | 2018295349 |
| Prior Transfer Date | Dec 29, 2017 |
| Prior Transfer Doc | 0000295349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 514 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 514 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Document Number | 0155192855 |
|---|---|
| Date | Jul 26, 2024 |
| Book Page | 15519/2855 |
| Instrument | 67074 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 26, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 514 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & SETMNT SVC LL |
| Name | Verified Name |
|---|
| Document Number | 0150382046 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 15038/2046 |
| Instrument | 19147 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 5, 2018 |
| Property Address | 514 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Document Number | 0062380260 |
| Book / Page | 006238 / 000260 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 295349 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | NOBLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 514 SUMMIT AVE WESTFIELD NJ 070903200, WESTFIELD, NJ 07090-3200 |
| Document Number | 143890560 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 014389/000560 |
| Instrument | 651853 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2048 |
The 2025 property tax bill for 514 Summit Ave was $14,735, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $682,900 (+6.22%) Land $287,000 Building $395,900 | $682,900 (+6.22%) Land $287,000 Building $395,900 | |
| 2025 | $14,735.00 (+1.78%) | $642,900 Land $287,000 Building $355,900 | $642,900 Land $287,000 Building $355,900 |
| 2024 | $14,478.00 | ||
| 2023 | $642,900 Land $287,000 Building $355,900 | $642,900 Land $287,000 Building $355,900 | |
| 2022 | $13,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 514 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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