514 Summer Mist Ln, Rosenberg (Richmond), TX 77469 Property Records

Fort Bend County property record for 514 Summer Mist Ln, Rosenberg, TX 77469

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,123 sqft · built 2009
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$179,685 (Dec 2020)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R322842`

Property Details

APN / Parcel Number

Primary APN	`R322842`
Alternative APN	`7585-01-002-0510-901`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,123 sqft Living Area
1st Floor Area	1,839 sqft
2nd Floor Area	1,284 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R322842
Street Address	514 SUMMER MIST LN
City	ROSENBERG
State	TX
Zip	77469-4673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER LAKES SEC 1, BLOCK 2, LOT 51
Legal Subdivision	SUMMER LAKES SEC 1
Legal Block	2
Legal Lot Number	51
Jurisdiction	FORT BEND TX
Township / Civil Division	ROSENBERG-RICHMOND
Census Block Group	3
Census Block	3013
Census Tract	675502

Owner

514 Summer Mist Ln is owned and occupied by an individual who bought it in December 2020.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	514 SUMMER MIST LN, ROSENBERG, TX 77469-4673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 31, 2020	Warranty Deed, Subdivision Related Transfer DHI TITLE
Jun 15, 2018	Loan Modification, Mortgage · FHA Mortgage MISCELLANEOUS GOVT AGCY
Jun 15, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Deed Document Number	2020187928
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	514 SUMMER MIST LN, ROSENBERG, TX 77469-4673
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SUMMER MIST LN, ROSENBERG, TX 77469-4673

Mortgage

Document Number	0000100885
Date	Sep 30, 2025
Instrument	2025100885

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Term	480 Months
Due	Sep 1, 2065

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Dec 31, 2020
Property Address	514 SUMMER MIST LN, ROSENBERG, TX 77469-4673
Document Number	0000187928
Instrument Date	Apr 16, 2020
Instrument	187928
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2021
Title Company	DHI TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SUMMER MIST LN ROSENBERG TX 774694673, ROSENBERG, TX 77469-4673

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	514 SUMMER MIST LN, ROSENBERG, TX 77469-4673
Document Number	0000112665
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SUMMER MIST LN ROSENBERG TX 774694673, ROSENBERG, TX 77469-4673

Mortgage

Document Number	0000112665
Date	Oct 3, 2018
Instrument	112665

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	BLVD, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Interest

Rate	4.12%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	514 SUMMER MIST LN, ROSENBERG, TX 77469-4673
Document Number	0000112666
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SUMMER MIST LN ROSENBERG TX 774694673, ROSENBERG, TX 77469-4673

Mortgage

Document Number	0000112666
Date	Oct 3, 2018
Instrument	112666

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 514 Summer Mist Ln was $5,552 with a homeowner's exemption.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Municipality	Rosenberg City
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,552.00 Homeowner's exemption	$415,063 Land $60,710 Building $354,353	$415,063 Land $60,710 Building $354,353
2023	$5,449.00 Homeowner's exemption	$371,932 Land $46,700 Building $356,121	$402,821 Land $46,700 Building $356,121
2018	$5,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Summer Mist Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 514 Summer Mist Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSENBERG serves 43,158 people · EPA ID TX0790003
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Skynet.

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