514 Sumac Trl, Copperas Cove, TX 76522 Property Records

Coryell County property record for 514 Sumac Trl, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 2006
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$205,800 (May 2024)
Tax Bill	$3,941 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-50-86-6920`

Property Details

APN / Parcel Number

Primary APN	`1-50-86-6920`
Alternative APN	`138638`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	514 SUMAC TRL
City	COPPERAS COVE
State	TX
Zip	76522-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS PHS 1, BLOCK 2, LOT 15, ACRES .1641
Legal Subdivision	THE MEADOWS PHS 1
Legal Phase	1
Legal Tract	15
Legal Block	2
Legal Lot Number	15
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	2
Census Block	2030
Census Tract	10604

Owner

514 Sumac Trl is owned and occupied by two individuals who bought it in May 2024.

Source: Coryell County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Jun 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage SMI LENDING INC
Mar 4, 2022	Warranty Deed, Transfer FIRST COUNTY TITLE, FIRST COMMUNITY TITLE
Jun 18, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Mar 4, 2022
Deed Document Number	2024373271
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Recording Date	Jun 9, 2026
Property Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702
Document Number	0000394077
Instrument Date	Jan 23, 2026
Instrument	2026394077
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702

Mortgage

Document Number	0000394077,
Date	Jun 9, 2026
Instrument	2026394077

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.18%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326844
Date	Jun 8, 2020
Instrument	326844

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Mar 1, 2046

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000318554
Date	Jul 25, 2019
Instrument	318554

Lender

Name	SMI LENDING INC
Type	Lending Institution
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Feb 1, 2049

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORYELL TX
Recording Date	Mar 4, 2022
Property Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702
Document Number	0000349578
Map Reference	CAB B SL 581
Instrument Date	Mar 1, 2022
Instrument	349578
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7200 ARTHUR CEMETERY RD, 7200, TROY, TX 76579-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jun 18, 2018
Property Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702
Document Number	0000307880
Map Reference	CAB E SL 581
Instrument Date	Jun 12, 2018
Instrument	307880
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 HOPKINS ST, 2400, ORANGE PARK, FL 32073-5311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SUMAC TRL, COPPERAS COVE, TX 76522-7702

Mortgage

Document Number	0000307881
Date	Jun 18, 2018
Instrument	307881

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,800 Land $20,000 Building $187,800	$207,800 Land $20,000 Building $187,800
2024	$3,941.00 (+5.01%)
2023	$3,753.00 (+45.8%) Homeowner's exemption	$190,680 Land $20,000 Building $170,680	$190,680 Land $20,000 Building $170,680
2022	$2,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Sumac Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Sumac Trl is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Brightspeed.

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