514 State St, Alton, IL 62002 Property Records

Madison County property record for 514 State St, Alton, IL 62002

Property Summary

Property TypeSingle Family Home
Details2 ba · 936 sqft · built 1835
Lot Size0.125 acres (5,450 sqft)
OwnerIndividual Name on Record
Tax Bill$1,540 (2025)
Deeds & MortgagesDec 2022 Mortgage
APN23-2-07-11-18-302-018

Property Details

APN / Parcel Number

Primary APN23-2-07-11-18-302-018

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area936 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1835
Effective Year BuiltEffective 1835
Exterior MaterialVinyl
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialShingle
Lot Area5,450 sqft (0.125 acres)
Lot Dimensions109 ft deep x 50 ft wide
Garage Area390 sqft
PorchOpen Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address514 STATE ST
CityALTON
StateIL
Zip62002-6138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGODFREY & GILMANS ADD LOT 11 12 60 S X 145 S IRR
Legal SubdivisionGODFREY & GILMANS ADDN
Legal Lot Number11
JurisdictionMADISON IL
Township / Civil DivisionALTON
Census Block Group1
Census Block1023
Census Tract402300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Christian Hill Historic District
listed 1978 · 266 contributing resources · NRIS 78001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address514 STATE ST, ALTON, IL 62002-6138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address514 STATE ST, ALTON, IL 62002-6138
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039762
DateDec 19, 2022
Instrument2022R39762
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.13%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2020
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change11.1%
IndexOther
Max Rate11.1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlton City
CountyMadison County
County SubdivisionAlton Township
Unified School DistrictAlton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,540.00 (-1.53%)$47,500 (+35.4%) Land $2,400 Building $45,100$142,500 (+35.27%) Land $7,200 Building $135,300
2024$1,564.00 (-7.35%)
2022$1,688.00$35,080 Land $1,770 Building $33,310$105,345 Land $5,315 Building $100,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims17 (1978–2019)
Claims Outside the SFHA2 of 17
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ALTON
private · serves 46,127 people · EPA ID IL1195150
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave.

Nearby Properties on State St

Nearby Streets

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