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514 Standpipe Hl, Cramerton, NC 28032 Property Records

Gaston County property record for 514 Standpipe Hl, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,666 sqft · built 2020
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Sep 2020)
Tax Bill$4,330 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jan 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APN302305

Property Details

APN / Parcel Number

Primary APN302305

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,666 sqft Heated Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Lot Area10,454 sqft (0.24 acres)

Location & Zoning

Street Address514 STANDPIPE HL
CityCRAMERTON
StateNC
Zip28032-0149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERSIDE DRIVE LOTS 3 PLAT BOOK 090 PAGE 065
Legal SubdivisionRIVERSIDE DRIVE SUBDIVISION
Legal Lot Number3
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1038
Census Tract32202

Owner

514 Standpipe Hl is owned and occupied by an individual who bought it in September 2020.

Source: Gaston County records, as of August 31, 2026

Owner of RecordIndividual Name on File
Mailing Address514 STANDPIPE HL, CRAMERTON, NC 28032-0149
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 15, 2020Deed of Trust, Construction Loan · Construction Mortgage
FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2020 · Amount on File
Deed SaleSep 1, 2020 · Amount on File
Deed Book / Page5152 / 764
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateSep 1, 2020
Property Address514 STANDPIPE HL, CRAMERTON, NC 28032-0149
Document Number0051520764
Book / Page5152 / 764
Map ReferenceMB 90 PG 65
Instrument DateSep 1, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4109 S NEW HOPE RD, 4109, GASTONIA, NC 28056-8452

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 STAND PIPE HILL, CRAMERTON, NC 28032-0149

Mortgage

Document Number5152767
DateSep 1, 2020
Instrument5152/767
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

January 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionGASTON NC
Recording DateJan 15, 2020
Property Address514 STANDPIPE HL, CRAMERTON, NC 28032-0149
Document Number0050941973
Book / Page005094 / 001973
Instrument DateJan 15, 2020
Transaction TypeConstruction Loan
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4109 S NEW HOPE RD GASTONIA NC 280568452, GASTONIA, NC 28056-8452

Mortgage

Document Number50941973
DateJan 15, 2020
Book Page005094/001973
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 14, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 514 Standpipe Hl was $4,330.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,330.00$420,840 Land $24,000 Building $396,840
2023$4,439.00$420,840 Land $24,000 Building $396,840
2021$237,040 Land $18,000 Building $219,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Standpipe Hl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2013–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Standpipe Hl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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