514 Soubirous Rd, Laredo, TX 78045 Property Records

Webb County property record for 514 Soubirous Rd, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,167 sqft · built 2020
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,600 (Jan 2021)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`983-82001-070`

Property Details

APN / Parcel Number

Primary APN	`983-82001-070`
Alternative APN	`620524`

Interior

Stories	2 Stories
Building Area	2,167 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	885 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,850 sqft (0.134 acres)
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	514 SOUBIROUS RD
City	LAREDO
State	TX
Zip	78045-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AQUERO, BLOCK 1, LOT 7, PHASE III
Legal Subdivision	AQUERO
Legal Phase	III
Legal Block	1
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3017
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 SOUBIROUS RD, LAREDO, TX 78045-4232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 8, 2021	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP
Aug 31, 2020	Vendor's Lien, Transfer TEXAS CAPITAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20211415126
Deed Book / Page	4934 / 402
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	004934/402
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 14, 2026
Property Address	514 SOUBIROUS RD, LAREDO, TX 78045-4232
Document Number	0001584754
Book / Page	6020 / 41
Instrument Date	Feb 25, 2026
Instrument	20261584754
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SOUBIROUS RD, LAREDO, TX 78045-4232

Mortgage

Document Number	0001584754,
Date	Apr 14, 2026
Book Page	6020/41
Instrument	20261584754

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Jan 1, 2051

Interest

Rate	6.1%
Max Rate	-1%

January 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 8, 2021
Property Address	514 SOUBIROUS RD, LAREDO, TX 78045-4232
Document Number	004934/402
Book / Page	4934 / 402
Map Reference	VOL 37 PG 27&28
Instrument Date	Dec 18, 2020
Instrument	1415126
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SOUBIROUS RD, LAREDO, TX 78045-4232

Mortgage

Document Number	0001415127
Date	Jan 8, 2021
Instrument	1415127

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Aug 31, 2020
Property Address	514 SOUBIROUS RD, LAREDO, TX 78045-4232
Document Number	004853/353
Book / Page	4853 / 353
Map Reference	VOL 37 PG 27&28
Instrument Date	Aug 24, 2020
Instrument	1402604
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7910 GATEWAY BLVD E STE 102, 102, EL PASO, TX 79915-1810
Investor	Possibly a Property Investor

Mortgage

Date	Aug 31, 2020

Lender

Name	TEXAS CAPITAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,330 (-0.49%) Land $67,509 Building $251,821	$319,330 (-0.49%) Land $67,509 Building $251,821
2025	$1,624.00 (+1.95%)	$320,914 (+16.17%) Land $67,509 Building $253,405	$320,914 (+16.17%) Land $67,509 Building $253,405
2024	$1,593.00 (-6.24%)
2023		$276,248 Land $44,870 Building $231,378	$276,248 Land $44,870 Building $231,378
2022	$1,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Metronet, Verizon.

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