Cleveland County property record for 514 Smith St, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 866 sqft · built 1920 |
| Lot Size | 0.1 acres (4,389 sqft) |
| Owner | Trust Name on File |
| Last Sale | $60,000 (Nov 2024) |
| Tax Bill | $1,107 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18124 |
| Primary APN | 18124 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 866 sqft Finished Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 4,389 sqft (0.1 acres) |
| Lot Dimensions | 77 ft deep x 57 ft wide |
| Porch | Slab |
| Porch Area | 70 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 1366742 |
|---|---|
| Street Address | 514 SMITH ST |
| City | SHELBY |
| State | NC |
| Zip | 28150-5744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | #99 PB7-10 SHELBY COTTON MILL |
| Legal Subdivision | SHELBY |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 951100 |
514 Smith St is held in a trust since November 2024.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1620 DALE EARNHARDT BLVD, KANNAPOLIS, NC 28083-3210 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2024 · Amount on File |
| Deed Sale | Nov 7, 2024 · Amount on File |
| Prior Sale | Aug 22, 2024 · Amount on File |
| Deed Document Number | 2024200106751 |
| Deed Book / Page | 1933 / 152 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 514 Smith St was $1,107, up 91.5% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,107.00 (+91.52%) | $106,832 (+83.77%) Land $6,156 Building $100,676 | $106,832 (+83.77%) Land $6,156 Building $100,676 |
| 2025 | $578.00 | $58,134 Land $6,156 Building $51,978 | $58,134 Land $6,156 Building $51,978 |
| 2023 | $9,197 Land $2,052 Building $7,145 | $9,197 Land $2,052 Building $7,145 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 514 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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