514 Sandra St, Kingston, IL 60145 Property Records

DeKalb County property record for 514 Sandra St, Kingston, IL 60145

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · built 1998
Lot Size0.314 acres (13,694 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Jan 2022)
Tax Bill$6,865 (2024)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-27-202-004

Property Details

APN / Parcel Number

Primary APN02-27-202-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area13,694 sqft (0.314 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0227202004
Street Address514 SANDRA ST
CityKINGSTON
StateIL
Zip60145-8489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 - WINDHAVEN ESTATES - UNIT 2
Legal SubdivisionWINDHAVEN ESTATES
Legal Lot Number4
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionKINGSTON
Census Block Group3
Census Block3059
Census Tract200

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address325 WALNUT DR APT 122, 122
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 16, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2022 · Amount on Record
Deed SaleJan 11, 2022 · Amount on Record
Prior SaleNov 9, 2016 · Amount on Record
Deed Document Number2022394
Prior Transfer DateApr 21, 2008
Prior Transfer Doc0000007309
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJan 11, 2022
Property Address514 SANDRA ST, KINGSTON, IL 60145-8489
Document Number0000000394
Map ReferenceDOC 98016691
Instrument DateNov 24, 2021
Instrument2022000394
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address514 SANDRA ST, 514, KINGSTON, IL 60145-8489

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address514 SANDRA ST, KINGSTON, IL 60145-8489

Mortgage

Document Number0000000395
DateJan 11, 2022
Instrument2022000395
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate2.99%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address514 SANDRA ST, KINGSTON, IL 60145-8489
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210000001880
DateFeb 16, 2021
Instrument2021001880
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionKingston Township
MunicipalityKingston Village
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$97,148 (+20.63%) Land $8,796 Building $88,352$291,444 (+20.63%) Land $26,388 Building $265,056
2024$6,865.00
2023$80,536 Land $7,162 Building $73,374$241,608 Land $21,486 Building $220,122

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKINGSTON
serves 1,160 people · EPA ID IL0370250
Water SourceGroundwater
Last State InspectionFeb 2024
Lead5 ppb (2025)
action level 15 ppb
Copper1.43 mg/L (2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2022
Lead service line replacement
Oct 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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