514 Saddle Dr, Helena, MT 59601 Property Records

Lewis And Clark County property record for 514 Saddle Dr, Helena, MT 59601

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,761 sqft · built 1994
Owner	2 Individual Names on File
Last Sale	$119,035 (Mar 2026)
Tax Bill	$2,872 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone D (undetermined)
APN	`R0528082`

Property Details

APN / Parcel Number

Primary APN	`R0528082`
Alternative APNs	`05-1888-33-3-37-03-7006` `0000026874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000026874
Street Address	514 SADDLE DR
City	HELENA
State	MT
Zip	59601-5633
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DISTANT HILLS, S33, T10 N, R03 W, UNIT 6, CONDOS LOT: 6
Legal Range	03W
Legal Township	10N
Legal Section	33
Legal Subdivision	DISTANT HILLS CONDO
Legal Lot Number	6
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2012
Census Tract	1102

Owner

514 Saddle Dr, a condominium, is owned and occupied by two individuals who bought it in March 2026.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 SADDLE DR, HELENA, MT 59601-5633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Deed Document Number	20263447214
Deed Book / Page	65 / 1365
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Mar 2, 2026
Property Address	514 SADDLE DR, HELENA, MT 59601-5633
Document Number	00M65/1365
Book / Page	M65 / 1365
Map Reference	DOC 492111-E
Instrument Date	Feb 27, 2026
Instrument	3447214
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	FLYINGS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 SADDLE DR, HELENA, MT 59601-5633

Mortgage

Document Number	0003447215
Date	Mar 2, 2026
Instrument	3447215

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 514 Saddle Dr was $2,872, up 9.2% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,872.00 (+9.16%)	$467,200 (-)
2025	$2,631.00	$467,200	$467,200 Land $34,900 Building $432,300
2023	$4,274.00	$392,200	$392,200 Land $47,609 Building $344,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Saddle Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Saddle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20