514 S Wayne St, Van Wert, OH 45891 Property Records

Van Wert County property record for 514 S Wayne St, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,088 sqft · built 1975
Lot Size	0.248 acres (10,794 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Aug 2025)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-025356.0000`

Property Details

APN / Parcel Number

Primary APN	`12-025356.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	2,454 sqft
1st Floor Area	1,278 sqft
Upper Floors Area	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,794 sqft (0.248 acres)
Lot Dimensions	116 ft deep x 94 ft wide

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	514 S WAYNE ST
City	VAN WERT
State	OH
Zip	45891-2139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 2100 SPT & 2101 VAN WERT 4
Legal Subdivision	SOUTH VIEW ADD
Legal Lot Number	2100
Jurisdiction	VAN WERT OH
Township / Civil Division	RIDGE
Census Block Group	3
Census Block	3007
Census Tract	20900

Owner

514 S Wayne St is owned and occupied by two individuals who bought it in August 2025.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 S WAYNE ST, VAN WERT, OH 45891-2139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · VA Mortgage POST CLOSING
Nov 29, 2023	Deed of Trust, Mortgage FIRST FSLA OF VAN WERT OH
Aug 3, 2022	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Deed Document Number	20252865
Deed Book / Page	435 / 2320
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Recording Date	May 11, 2026
Property Address	514 S WAYNE ST, VAN WERT, OH 45891-2139
Document Number	0000001486
Book / Page	438 / 633
Instrument Date	May 4, 2026
Instrument	20261486
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST CLOSING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	514 S WAYNE ST, VAN WERT, OH 45891-2139

Mortgage

Document Number	0000001486,
Date	May 11, 2026
Book Page	438/633
Instrument	20261486

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	514 S WAYNE ST, VAN WERT, OH 45891-2139
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 FROTHINGHAM ST, VAN WERT, OH 45891-2118

Mortgage

Document Number	000429/956
Date	Nov 29, 2023
Book Page	429/956
Instrument	202303593

Lender

Name	FIRST FSLA OF VAN WERT OH
Type	Bank
Address	VAN WERT, OH 45891

Agreement

Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2054

August 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	VAN WERT OH
Recording Date	Aug 3, 2022
Property Address	514 S WAYNE ST, VAN WERT, OH 45891-2139
Document Number	00425/1229
Book / Page	425 / 1229
Instrument Date	Jul 11, 2022
Instrument	202203064
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S WAYNE ST, VAN WERT, OH 45891-2139

Tax Assessment & Valuation

The 2025 property tax bill for 514 S Wayne St was $1,588, up 4.3% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Ridge Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (+4.27%) Homeowner's exemption	$47,960 (-) Land $5,590 Building $42,370
2024	$1,523.00 (-8.86%) Homeowner's exemption	$47,960 (-) Land $5,590 Building $42,370	$137,030 (-) Land $15,970 Building $121,060
2023	$1,671.00 (+15.4%) Homeowner's exemption	$47,960 (+27.21%) Land $5,590 Building $42,370	$137,030 Land $15,970 Building $121,060
2022	$1,448.00 Homeowner's exemption	$37,700 Land $3,720 Building $33,980
2020			$107,720 Land $10,630 Building $97,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 514 S Wayne St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 514 S Wayne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, T-Mobile, TSC.

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