514 S Saunders St, Raleigh, NC 27603 Property Records

Wake County property record for 514 S Saunders St, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,576 sqft · built 2012
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Dec 2022)
Tax Bill	$5,154 (2023)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1703.10-46-3659 0027880`

Property Details

APN / Parcel Number

Primary APN	`1703.10-46-3659 0027880`
Alternative APNs	`002788001` `0027880`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,576 sqft Heated Area
1st Floor Area	606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	2,614 sqft (0.06 acres)
Porch	Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0027880
Old Parcel Number	002788001
Street Address	514 S SAUNDERS ST
City	RALEIGH
State	NC
Zip	27603-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RX-3
Legal Description	LO17 ROSENGARTEN 514 S SAUNDE BM1918-50
Legal Township	01
Legal Subdivision	ROSENGARTEN PROP
Legal Lot Number	17
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	2
Census Block	2004
Census Tract	51000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Boylan Heights listed 1985 · 252 contributing resources · NRIS 85001671

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	514 S SAUNDERS ST, RALEIGH, NC 27603-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	0192271192
Deed Book / Page	19227 / 1192
Record Updated	Jun 7, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 21, 2022
Property Address	514 S SAUNDERS ST, RALEIGH, NC 27603-2156
Document Number	19227/1192
Book / Page	19227 / 1192
Map Reference	MB 1918 PG 50
Instrument Date	Dec 21, 2022
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 SULLIVAN HILLS LN, MOUNT PLEASANT, NC 28124-8810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S SAUNDERS ST, RALEIGH, NC 27603-2156

Mortgage

Document Number	0192271194
Date	Dec 21, 2022
Instrument	19227/1194

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.45%
Type Change Date	Jan 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	6.45%
Index	5-Year TN
Margin	2
Max Rate	10.4%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,154.00	$471,055 Land $220,000 Building $251,055	$471,055 Land $220,000 Building $251,055

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20