514 S Meadow Rd, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 514 S Meadow Rd, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,990 sqft · built 1972
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$299,713 (Aug 2025)
Tax Bill	$8,788 (2025)
Deeds & Mortgages	Aug 2025 Sale & Refinance Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:044.0 B:0000 L:0049.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:044.0 B:0000 L:0049.0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	514 S MEADOW RD
City	LANCASTER
State	MA
Zip	01523-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	49.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3017
Census Tract	713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	514 S MEADOW RD, LANCASTER, MA 01523-1716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance AVIDIA BANK
Oct 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AVIDIA BANK
Feb 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Oct 13, 2020 · Amount on Record
Deed Book / Page	72432 / 187
Prior Transfer Date	Aug 18, 2025
Prior Transfer Doc	072432-187
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Aug 22, 2025
Property Address	514 S MEADOW RD, LANCASTER, MA 01523-1716
Document Number	072432-187
Book / Page	72432 / 187
Instrument Date	Aug 18, 2025
Instrument	71123
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S MEADOW RD, LANCASTER, MA 01523-1716

Mortgage

Document Number	0000071124
Date	Aug 22, 2025
Instrument	71124

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2030
Index	3-Year CMT

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Oct 13, 2020
Property Address	514 S MEADOW RD, LANCASTER, MA 01523-1716
Document Number	63469-30
Book / Page	63469 / 30
Instrument Date	Oct 2, 2020
Instrument	120464
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	514 S MEADOW RD, LANCASTER, MA 01523-1716

Mortgage

Document Number	120800
Date	Oct 13, 2020
Instrument	120800

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Feb 1, 2019
Property Address	514 S MEADOW RD, LANCASTER, MA 01523-1716
Document Number	60005-239
Book / Page	060005 / 000239
Instrument Date	Jan 23, 2019
Instrument	10149
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	514 S MEADOW RD LANCASTER MA 015231716, LANCASTER, MA 01523-1716

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,788.00 (+5.98%)	$543,800 (+12.73%) Land $110,200 Building $433,600	$615,885 (+22.51%)
2024			$502,740
2023	$8,292.00	$482,400 Land $93,200 Building $389,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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