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514 S Main St, Gifford, IL 61847 Property Records

Champaign County property record for 514 S Main St, Gifford, IL 61847

Property Summary

Property TypeSingle Family Home
Details1 ba · 888 sqft · built 1892
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$22,500 (Oct 2017)
Tax Bill$485 (2025)
Deeds & MortgagesJul 2018 Loan Modification
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-10-02-429-028

Property Details

APN / Parcel Number

Primary APN06-10-02-429-028

Interior

Full Baths1 Bath
Stories2 Stories
Building Area888 sqft Living Area
Gross Area2,976 sqft
1st Floor Area384 sqft
Basement Area888 sqft

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 1892
Architectural StyleA-Frame
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area344 sqft
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address514 S MAIN ST
CityGIFFORD
StateIL
Zip61847-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range10E
Legal Township21N
Legal Section02
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCOMPROMISE
Census Block Group3
Census Block3035
Census Tract10400

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address514 S MAIN ST, GIFFORD, IL 61847-9713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2018Loan Modification, Mortgage
BANK OF RANTOUL
Feb 20, 2018Trustee's Deed, Construction Loan · Line of Credit
BANK OF RANTOUL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2017 · Amount on Record
Deed SaleOct 26, 2017 · Amount on Record
Deed Document Number201720377
Prior Transfer DateMar 14, 2017
Prior Transfer Doc0000004917
Record UpdatedSep 20, 2026

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address514 S MAIN ST, GIFFORD, IL 61847-9713
Document Number0000012278
Instrument DateJul 14, 2018
Transaction TypeMortgage
Record UpdatedAug 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address7336 WALNUT ST COLLISON IL 618318101, COLLISON, IL 61831-8101

Mortgage

Document Number0000012278
DateJul 18, 2018
Instrument12278
Lender
NameBANK OF RANTOUL
TypeBank
AddressRANTOUL, IL 61866
Agreement
Term60 Months
DueJul 17, 2023

February 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCHAMPAIGN IL
Recording DateFeb 20, 2018
Property Address514 S MAIN ST, GIFFORD, IL 61847-9713
Instrument DateFeb 14, 2018
Instrument2447
Transaction TypeConstruction Loan
Record UpdatedMar 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 S MAIN ST GIFFORD IL 618479713, GIFFORD, IL 61847-9713

Mortgage

Document Number0000002447
DateFeb 20, 2018
Instrument2447
Lender
NameBANK OF RANTOUL
TypeBank
AddressRANTOUL, IL 61866
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 19, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCompromise Township
MunicipalityGifford Village
Elementary School DistrictGifford Community Consolidated School District 188 (PK - 08)
Secondary School DistrictRantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$485.00 (+10.98%)$12,740 (+23.57%) Land $6,300 Building $6,440$38,220 (+23.57%) Land $18,900 Building $19,320
2024$437.00 (+0.23%)
2022$436.00 Homeowner's exemption$10,310 Land $5,100 Building $5,210$30,930 Land $15,300 Building $15,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIFFORD
serves 911 people · EPA ID IL0190250
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.6 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		800 / 400
Verizon
Fixed Wireless		300 / 20

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