514 S Main Rd, Otis, MA 01253 Property Records

Berkshire County and Otis Town property record for 514 S Main Rd, Otis, MA 01253

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1973
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jan 2018)
Tax Bill	$1,514 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2018 Sale & Mortgage
APN	`OTIS M:15 L:11`

Property Details

APN / Parcel Number

Primary APN	`OTIS M:15 L:11`
Alternative APNs	`M:000015 P:000011` `1795`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1795
Street Address	514 S MAIN RD
City	OTIS
State	MA
Zip	01253-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	11
Jurisdiction	OTIS MA
Township / Civil Division	OTIS
Census Block Group	2
Census Block	2052
Census Tract	933400

Owner

514 S Main Rd is owned by two individuals who bought it in January 2018.

Source: Berkshire County and Otis Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 731, OTIS, MA 01253-0731
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jan 29, 2018	Quit Claim Deed, Transfer ADAMS COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Deed Book / Page	6137 / 23
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTIS MA
Property Address	514 S MAIN RD, OTIS, MA 01253-9776
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006925-144
Date	Jun 2, 2021
Book Page	6925/144
Instrument	978302

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTIS MA
Recording Date	Jan 29, 2018
Property Address	514 S MAIN RD, OTIS, MA 01253-9776
Document Number	6137-23
Book / Page	6137 / 23
Instrument	919532
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 S MAIN RD, OTIS, MA 01253-9776

Mortgage

Document Number	61370027
Date	Jan 29, 2018
Instrument	06137/0027

Lender

Name	ADAMS COMMUNITY BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 514 S Main Rd was $1,514, up 6.7% from the year before.

Source: Berkshire County and Otis Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Otis Town
Elementary School District	Farmington River Regional School District (PK - 06)
Secondary School District	Lee/Berkshire Hills in Farmington River Regional (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,514.00 (+6.69%)	$234,400 (+7.03%) Land $50,700 Building $183,700	$336,240
2024	$1,419.00 (-0.28%)	$219,000 (+1.86%) Land $52,400 Building $166,600
2023	$1,423.00	$215,000 Land $41,100 Building $173,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 514 S Main Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 S Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures